Macatawa Bank, National Association
Holland, MI · Owner: Wintrust Financial Corporation
$3.7B
total assets, June 30, 2026
$3.7B
total assets, June 30, 2026
Macatawa Bank, National Association is a national bank based in Holland, MI, owned by Wintrust Financial Corporation (WTFC). As of June 30, 2026 it held $3.7 billion in assets and $3.1 billion in deposits; assets were up 5.9% from a year before. It has 28 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.7B
+5.9% in a year · +6.0% in a quarter
Deposits
$3.1B
+4.9% in a year · +6.5% in a quarter
Loans
$2.8B
+54.3% in a year · +5.6% in a quarter
Profit so far
$31.9M
Jan 1 to Jun 30, 2026 · +85.8% in a year
Capital ratio
10.74%
+0.52 pts in a year
Return on assets
1.77%
+0.75 pts in a year
Facts
- Type
- National bank
- Head office
- 10753 Macatawa Dr, Holland, MI, 49424
- County
- Ottawa
- Holding company
- Wintrust Financial Corporation (WTFC)
- Established
- Nov 25, 1997
- Employees
- 183
- Branches
- 28
- Website
- www.macatawabank.com
- Id
- b34618
Quarter by quarter
December 31, 1997 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
28 offices as of June 30, 2026, holding $3.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 28 | $3.1B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Grand Rapids Downtown Branch | Grand Rapids, MI | $864M |
| Zeeland State Street Branch | Zeeland, MI | $192M |
| Hudsonville Branch | Hudsonville, MI | $183M |
| Eastside Branch | Holland, MI | $172M |
| 8Th Street Holland Branch | Holland, MI | $154M |
| Allendale Branch | Allendale, MI | $135M |
| East Beltline Branch | Grand Rapids, MI | $117M |
| Jenison Branch | Jenison, MI | $106M |
| Southside Holland Branch | Holland, MI | $102M |
| Clyde Park Avenue Branch | Wyoming, MI | $94.5M |
Related pages
Questions and answers
How big is Macatawa Bank, National Association?
$3.7 billion in total assets and $3.1 billion in deposits as of June 30, 2026, with assets up 5.9% from a year before. Its loans were $2.8 billion.
How many branches does Macatawa Bank, National Association have?
28 branches in Michigan as of June 30, 2026.
Is Macatawa Bank, National Association profitable?
Yes: it earned $31.9 million from January 1 to June 30, 2026 (up 85.8% from the same months a year before). Its return on assets was 1.77% a year; about 1% is typical.
Who owns Macatawa Bank, National Association?
Macatawa Bank, National Association is owned by Wintrust Financial Corporation, its holding company, which is listed as WTFC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.