Manufacturers and Traders Trust Company
Buffalo, NY · Owner: M&T Bank Corporation
$219B
total assets, June 30, 2026
$219B
total assets, June 30, 2026
Manufacturers and Traders Trust Company is a state member bank based in Buffalo, NY, owned by M&T Bank Corporation (MTB). As of June 30, 2026 it held $218.8 billion in assets and $172.3 billion in deposits; assets were up 3.7% from a year before. It has 957 branches in 14 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$219B
+3.7% in a year · +2.1% in a quarter
Deposits
$172B
+2.3% in a year · +3.0% in a quarter
Loans
$143B
+5.2% in a year · +2.3% in a quarter
Profit so far
$1.5B
Jan 1 to Jun 30, 2026 · +11.6% in a year
Capital ratio
9.51%
-0.25 pts in a year
Return on assets
1.40%
+0.11 pts in a year
Facts
- Type
- State member bank
- Head office
- 1 M And T Plz, Buffalo, NY, 14203
- County
- Erie
- Holding company
- M&T Bank Corporation (MTB)
- Established
- Jan 1, 1856
- Employees
- 20,575
- Branches
- 957 in 14 states
- Website
- www.mtb.com
- Id
- b588
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
957 offices as of June 30, 2026, holding $172.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 274 | $73.6B | 42.7% |
| Maryland | 152 | $26.8B | 15.5% |
| Connecticut | 109 | $19.0B | 11.0% |
| Pennsylvania | 150 | $16.3B | 9.5% |
| Delaware | 36 | $15.6B | 9.1% |
| Massachusetts | 62 | $6.2B | 3.6% |
| New Jersey | 65 | $6.0B | 3.5% |
| Vermont | 33 | $3.6B | 2.1% |
| New Hampshire | 23 | $1.7B | 1.0% |
| Virginia | 25 | $1.2B | 0.7% |
| District of Columbia | 8 | $1.0B | 0.6% |
| Maine | 15 | $971M | 0.6% |
The 12 states with the most deposits, of 14.
| Largest branches | Place | Deposits |
|---|---|---|
| Manufacturers And Traders Trust Company (main office) | Buffalo, NY | $34.5B |
| Tenth And Market Street Branch | Wilmington, DE | $10.9B |
| Light And Redwood Branch | Baltimore, MD | $10.1B |
| Park Avenue Branch | New York, NY | $4.1B |
| Bridgeport Center Branch | Bridgeport, CT | $3.5B |
| Belmont Center Branch | Belmont, MA | $3.3B |
| Castor Branch | Philadelphia, PA | $2.9B |
| Rochester Downtown Branch | Rochester, NY | $2.2B |
| Albany Branch | Albany, NY | $1.8B |
| Two Burlington Square Branch | Burlington, VT | $1.8B |
Consumer complaints
Complaints consumers sent about M&T Bank Corporation, the owner of this bank, and its units, 12 months to Sep 2026
Last 12 months
1,448
+40.0% vs the 12 months before
Closed with relief
15.2%
Money back: 9.2%
Answered on time
99.9%
7 still in progress
Most common product
Mortgages
37% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Managing an account | 282 | 19.5% | 26.2% |
| Trouble during payment process | 264 | 18.2% | 17.9% |
| Struggling to pay mortgage | 201 | 13.9% | 6.1% |
| Incorrect information on your report | 168 | 11.6% | 4.8% |
| Improper use of your report | 56 | 3.9% | 5.4% |
| Problem with a lender or other company charging your account | 55 | 3.8% | 32.7% |
| Problem with a company's investigation into an existing problem | 54 | 3.7% | 3.7% |
| Closing an account | 51 | 3.5% | 19.6% |
Counted under M&T Bank Corporation. Counts depend on company size: large companies get more complaints. The newest month is partial. More in the MTB Risk & Compliance tab.
Related pages
Questions and answers
How big is Manufacturers and Traders Trust Company?
$218.8 billion in total assets and $172.3 billion in deposits as of June 30, 2026, with assets up 3.7% from a year before. Its loans were $143.3 billion.
How many branches does Manufacturers and Traders Trust Company have?
957 branches in 14 states as of June 30, 2026. The most deposits are in New York ($73.6 billion).
Is Manufacturers and Traders Trust Company profitable?
Yes: it earned $1.5 billion from January 1 to June 30, 2026 (up 11.6% from the same months a year before). Its return on assets was 1.40% a year; about 1% is typical.
Who owns Manufacturers and Traders Trust Company?
Manufacturers and Traders Trust Company is owned by M&T Bank Corporation, its holding company, which is listed as MTB.
How many consumer complaints does M&T Bank Corporation get?
1,448 complaints in the 12 months to Sep 2026, up 40.0% from the 12 months before. 15% of closed complaints ended with relief, and 99.9% were answered on time.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.