Mechanics Bank
Walnut Creek, CA · Owner: 2011 TCRT
$21.2B
total assets, June 30, 2026
$21.2B
total assets, June 30, 2026
Mechanics Bank is a state nonmember bank based in Walnut Creek, CA, owned by 2011 TCRT. As of June 30, 2026 it held $21.2 billion in assets and $18.1 billion in deposits; assets were up 28.2% from a year before. It has 167 branches in 4 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$21.2B
+28.2% in a year · -0.7% in a quarter
Deposits
$18.1B
+29.5% in a year · -0.8% in a quarter
Loans
$13.6B
+46.9% in a year · -2.0% in a quarter
Profit so far
$108M
Jan 1 to Jun 30, 2026 · +24.9% in a year
Capital ratio
9.38%
-0.78 pts in a year
Return on assets
0.99%
-0.05 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1111 Civic Dr, Walnut Creek, CA, 94596
- County
- Contra Costa
- Holding company
- 2011 TCRT
- Established
- Jan 1, 1905
- Employees
- 1,753
- Branches
- 167 in 4 states
- Website
- www.mechanicsbank.com
- Id
- b1768
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
167 offices as of June 30, 2026, holding $18.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 132 | $15.9B | 87.9% |
| Washington | 28 | $1.6B | 8.7% |
| Hawaii | 4 | $467M | 2.6% |
| Oregon | 3 | $149M | 0.8% |
| Largest branches | Place | Deposits |
|---|---|---|
| Newport Beach Branch | Newport Beach, CA | $1.6B |
| Walnut Creek Office | Walnut Creek, CA | $948M |
| North Roseville Retail Branch Office | Roseville, CA | $884M |
| Klose Way Branch | Richmond, CA | $831M |
| Salinas Branch | Salinas, CA | $338M |
| El Centro Main | El Centro, CA | $319M |
| Berkeley Office | Berkeley, CA | $251M |
| El Cerrito Branch | El Cerrito, CA | $240M |
| Honolulu Branch | Honolulu, HI | $234M |
| Pinole Branch | Pinole, CA | $228M |
Related pages
Questions and answers
How big is Mechanics Bank?
$21.2 billion in total assets and $18.1 billion in deposits as of June 30, 2026, with assets up 28.2% from a year before. Its loans were $13.6 billion.
How many branches does Mechanics Bank have?
167 branches in 4 states as of June 30, 2026. The most deposits are in California ($15.9 billion).
Is Mechanics Bank profitable?
Yes: it earned $107.7 million from January 1 to June 30, 2026 (up 24.9% from the same months a year before). Its return on assets was 0.99% a year; about 1% is typical.
Who owns Mechanics Bank?
Mechanics Bank is owned by 2011 TCRT, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.