Middlesex Federal Savings, F.A.
Somerville, MA · Owner: Middlesex Federal MHC
$654M
total assets, June 30, 2026
$654M
total assets, June 30, 2026
Middlesex Federal Savings, F.A. is a savings bank based in Somerville, MA, owned by Middlesex Federal MHC. As of June 30, 2026 it held $654.4 million in assets and $576.5 million in deposits; assets were down 1.1% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$654M
-1.1% in a year · +2.0% in a quarter
Deposits
$577M
-2.3% in a year · +0.2% in a quarter
Loans
$534M
0.0% in a year · -0.2% in a quarter
Profit so far
$440K
Jan 1 to Jun 30, 2026 · -80.8% in a year
Capital ratio
9.97%
+0.48 pts in a year
Return on assets
0.14%
-0.57 pts in a year
Facts
- Type
- Savings bank
- Head office
- 1 College Ave, Somerville, MA, 02144
- County
- Middlesex
- Holding company
- Middlesex Federal MHC
- Established
- Jan 1, 1890
- Employees
- 72
- Branches
- 4
- Website
- www.middlesexfederal.com
- Id
- b28368
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $576.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 4 | $577M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Novo Branch | Medford, MA | $335M |
| Middlesex Federal Savings, F.A. (main office) | Somerville, MA | $140M |
| Riverside Ave Branch | Medford, MA | $51.1M |
| 1196 Broadway Branch | Somerville, MA | $49.6M |
Related pages
Questions and answers
How big is Middlesex Federal Savings, F.A.?
$654.4 million in total assets and $576.5 million in deposits as of June 30, 2026, with assets down 1.1% from a year before. Its loans were $533.5 million.
How many branches does Middlesex Federal Savings, F.A. have?
4 branches in Massachusetts as of June 30, 2026.
Is Middlesex Federal Savings, F.A. profitable?
Yes: it earned $440,000 from January 1 to June 30, 2026 (down 80.8% from the same months a year before). Its return on assets was 0.14% a year; about 1% is typical.
Who owns Middlesex Federal Savings, F.A.?
Middlesex Federal Savings, F.A. is owned by Middlesex Federal MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.