Minnstar Bank National Association
Lake Crystal, MN · Owner: Lake Crystal Bcorp Inc
$204M
total assets, June 30, 2026
$204M
total assets, June 30, 2026
Minnstar Bank National Association is a national bank based in Lake Crystal, MN, owned by Lake Crystal Bcorp Inc. As of June 30, 2026 it held $204.0 million in assets and $180.3 million in deposits; assets were up 5.5% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$204M
+5.5% in a year · +3.3% in a quarter
Deposits
$180M
+8.5% in a year · +4.3% in a quarter
Loans
$172M
+9.2% in a year · +1.1% in a quarter
Profit so far
$1.1M
Jan 1 to Jun 30, 2026 · +19.7% in a year
Capital ratio
10.38%
-0.53 pts in a year
Return on assets
1.07%
+0.17 pts in a year
Facts
- Type
- National bank
- Head office
- 202 N Main St, Lake Crystal, MN, 56055
- County
- Blue Earth
- Holding company
- Lake Crystal Bcorp Inc
- Established
- Jan 29, 1934
- Employees
- 25
- Branches
- 2
- Website
- www.minnstarbank.com
- Id
- b13809
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $180.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 2 | $180M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Mankato Detached Facility | Mankato, MN | $104M |
| Minnstar Bank National Association (main office) | Lake Crystal, MN | $76.2M |
Related pages
Questions and answers
How big is Minnstar Bank National Association?
$204.0 million in total assets and $180.3 million in deposits as of June 30, 2026, with assets up 5.5% from a year before. Its loans were $172.2 million.
How many branches does Minnstar Bank National Association have?
2 branches in Minnesota as of June 30, 2026.
Is Minnstar Bank National Association profitable?
Yes: it earned $1.06 million from January 1 to June 30, 2026 (up 19.7% from the same months a year before). Its return on assets was 1.07% a year; about 1% is typical.
Who owns Minnstar Bank National Association?
Minnstar Bank National Association is owned by Lake Crystal Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.