Monterra Credit Union
Redwood City, CA
$1.9B
total assets, June 30, 2026
$1.9B
total assets, June 30, 2026
Monterra Credit Union is a state credit union based in Redwood City, CA. As of June 30, 2026 it held $1.9 billion in assets and $1.7 billion in deposits; assets were up 6.1% from a year before. It has 101,395 members and 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.9B
+6.1% in a year · +1.2% in a quarter
Deposits
$1.7B
+5.8% in a year · +0.6% in a quarter
Loans
$1.5B
+4.0% in a year · +1.0% in a quarter
Profit so far
$9.4M
Jan 1 to Jun 30, 2026 · +1.1% in a year
Net worth ratio
13.01%
+0.29 pts in a year
Return on assets
0.97%
-0.05 pts in a year
Facts
- Type
- State credit union
- Head office
- 350 Convention Way, Redwood City, CA, 94063
- Established
- Jan 1, 1952
- Employees
- 222
- Members
- 101,395
- Branches
- 10
- Id
- cu62736
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
10 offices as of June 30, 2026
| County | Branches |
|---|---|
| San Mateo, CA | 10 |
| Office | Place |
|---|---|
| 350 Convention Way (main office) | Redwood City, CA |
| Westlake Branch | Daly City, CA |
| East Palo Alto Branch | East Palo Alto, CA |
| Half Moon Bay Branch | Half Moon Bay, CA |
| Headquarters | Redwood City, CA |
| North Fair Oaks | Redwood City, CA |
| Redwood City Branch | Redwood City, CA |
| Redwood City Branch 575 Middlefield Road | Redwood City, CA |
| San Mateo Branch | San Mateo, CA |
| South San Francisco Branch | South San Francisco, CA |
Related pages
Questions and answers
How big is Monterra Credit Union?
$1.9 billion in total assets and $1.7 billion in deposits as of June 30, 2026, with assets up 6.1% from a year before. Its loans were $1.5 billion.
How many branches does Monterra Credit Union have?
10 branches in California as of June 30, 2026.
How many members does Monterra Credit Union have?
101,395 members as of June 30, 2026, up 4.1% from a year before.
Is Monterra Credit Union profitable?
Yes: it earned $9.39 million from January 1 to June 30, 2026 (up 1.1% from the same months a year before). Its return on assets was 0.97% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.