Mountain Valley Bank, N.A.
Elkins, WV · Owner: Mountain-Valley Bancshares Inc
$202M
total assets, June 30, 2026
$202M
total assets, June 30, 2026
Mountain Valley Bank, N.A. is a national bank based in Elkins, WV, owned by Mountain-Valley Bancshares Inc. As of June 30, 2026 it held $201.9 million in assets and $175.1 million in deposits; assets were up 1.5% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$202M
+1.5% in a year · -1.1% in a quarter
Deposits
$175M
+0.3% in a year · -1.6% in a quarter
Loans
$129M
+6.1% in a year · +1.9% in a quarter
Profit so far
$1.4M
Jan 1 to Jun 30, 2026 · -6.1% in a year
Capital ratio
13.65%
+0.85 pts in a year
Return on assets
1.40%
-0.12 pts in a year
Facts
- Type
- National bank
- Head office
- 317 Davis Ave, Elkins, WV, 26241
- County
- Randolph
- Holding company
- Mountain-Valley Bancshares Inc
- Established
- Jan 1, 1909
- Employees
- 43
- Branches
- 4
- Website
- www.mountainvalleybank.com
- Id
- b6786
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $175.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| West Virginia | 4 | $175M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Mountain Valley Bank, N.A. (main office) | Elkins, WV | $60.9M |
| Parsons Branch | Parsons, WV | $55.1M |
| Mill Creek Branch | Mill Creek, WV | $33.2M |
| Elkins Branch | Elkins, WV | $25.8M |
Related pages
Questions and answers
How big is Mountain Valley Bank, N.A.?
$201.9 million in total assets and $175.1 million in deposits as of June 30, 2026, with assets up 1.5% from a year before. Its loans were $129.1 million.
How many branches does Mountain Valley Bank, N.A. have?
4 branches in West Virginia as of June 30, 2026.
Is Mountain Valley Bank, N.A. profitable?
Yes: it earned $1.42 million from January 1 to June 30, 2026 (down 6.1% from the same months a year before). Its return on assets was 1.40% a year; about 1% is typical.
Who owns Mountain Valley Bank, N.A.?
Mountain Valley Bank, N.A. is owned by Mountain-Valley Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.