Mountain Credit Union
Waynesville, NC
$372M
total assets, June 30, 2026
$372M
total assets, June 30, 2026
Mountain Credit Union is a state credit union based in Waynesville, NC. As of June 30, 2026 it held $372.4 million in assets and $327.2 million in deposits; assets were up 2.8% from a year before. It has 31,379 members and 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$372M
+2.8% in a year · +0.6% in a quarter
Deposits
$327M
+2.0% in a year · +0.5% in a quarter
Loans
$214M
+5.3% in a year · +2.9% in a quarter
Profit so far
$1.1M
Jan 1 to Jun 30, 2026 · -27.0% in a year
Net worth ratio
11.22%
+0.28 pts in a year
Return on assets
0.59%
-0.24 pts in a year
Facts
- Type
- State credit union
- Head office
- 1700 Russ Ave, Waynesville, NC, 28786
- Established
- Jan 1, 1963
- Employees
- 82
- Members
- 31,379
- Branches
- 7
- Id
- cu68531
Quarter by quarter
June 30, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
7 offices as of June 30, 2026
| County | Branches |
|---|---|
| Jackson, NC | 2 |
| Buncombe, NC | 1 |
| Cherokee, NC | 1 |
| Henderson, NC | 1 |
| Macon, NC | 1 |
| Haywood, NC | 1 |
| Office | Place |
|---|---|
| Mountain Credit Union (main office) | Waynesville, NC |
| Mountain Credit Union | Candler, NC |
| Mountain Credit Union | Fletcher, NC |
| Mountain Credit Union | Franklin, NC |
| Mountain Credit Union | Marble, NC |
| Mountain Credit Union | Sylva, NC |
| Mountain Credit Union | Whittier, NC |
Related pages
Questions and answers
How big is Mountain Credit Union?
$372.4 million in total assets and $327.2 million in deposits as of June 30, 2026, with assets up 2.8% from a year before. Its loans were $214.0 million.
How many branches does Mountain Credit Union have?
7 branches in North Carolina as of June 30, 2026.
How many members does Mountain Credit Union have?
31,379 members as of June 30, 2026, up 1.1% from a year before.
Is Mountain Credit Union profitable?
Yes: it earned $1.09 million from January 1 to June 30, 2026 (down 27.0% from the same months a year before). Its return on assets was 0.59% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.