Northern State Bank of Virginia
Virginia, MN · Owner: Benic Holdings Inc
$102M
total assets, June 30, 2026
$102M
total assets, June 30, 2026
Northern State Bank of Virginia is a state nonmember bank based in Virginia, MN, owned by Benic Holdings Inc. As of June 30, 2026 it held $102.0 million in assets and $91.2 million in deposits; assets were up 2.9% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$102M
+2.9% in a year · +0.1% in a quarter
Deposits
$91.2M
+2.4% in a year · -0.3% in a quarter
Loans
$72.9M
+5.1% in a year · +2.0% in a quarter
Profit so far
$587K
Jan 1 to Jun 30, 2026 · +21.5% in a year
Capital ratio
10.17%
+0.21 pts in a year
Return on assets
1.15%
+0.19 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 600 Chestnut St, Virginia, MN, 55792
- County
- St. Louis
- Holding company
- Benic Holdings Inc
- Established
- May 19, 1966
- Employees
- 16
- Branches
- 2
- Website
- www.nsbov.com
- Id
- b19589
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $91.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 2 | $91.2M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Northern State Bank Of Virginia (main office) | Virginia, MN | $91.2M |
| Northern State Bank Of Virginia Chestnut Branch | Virginia, MN | $1K |
Related pages
Questions and answers
How big is Northern State Bank of Virginia?
$102.0 million in total assets and $91.2 million in deposits as of June 30, 2026, with assets up 2.9% from a year before. Its loans were $72.9 million.
How many branches does Northern State Bank of Virginia have?
2 branches in Minnesota as of June 30, 2026.
Is Northern State Bank of Virginia profitable?
Yes: it earned $587,000 from January 1 to June 30, 2026 (up 21.5% from the same months a year before). Its return on assets was 1.15% a year; about 1% is typical.
Who owns Northern State Bank of Virginia?
Northern State Bank of Virginia is owned by Benic Holdings Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.