OceanFirst Bank, National Association
Toms River, NJ · Owner: OceanFirst Financial Corp.
$23.2B
total assets, June 30, 2026
$23.2B
total assets, June 30, 2026
OceanFirst Bank, National Association is a national bank based in Toms River, NJ, owned by OceanFirst Financial Corp. (OCFC). As of June 30, 2026 it held $23.2 billion in assets and $18.0 billion in deposits; assets were up 75.1% from a year before. It has 73 branches in 3 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$23.2B
+75.1% in a year · +60.1% in a quarter
Deposits
$18.0B
+73.5% in a year · +59.6% in a quarter
Loans
$16.3B
+59.5% in a year · +46.2% in a quarter
Profit so far
$30.0M
Jan 1 to Jun 30, 2026 · -31.2% in a year
Capital ratio
12.62%
+3.52 pts in a year
Return on assets
0.34%
-0.31 pts in a year
Facts
- Type
- National bank
- Head office
- 975 Hooper Ave, Toms River, NJ, 08753
- County
- Ocean
- Holding company
- OceanFirst Financial Corp. (OCFC)
- Established
- Jan 1, 1902
- Employees
- 1,489
- Branches
- 73 in 3 states
- Website
- www.oceanfirst.com
- Id
- b28359
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
73 offices as of June 30, 2026, holding $18.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New Jersey | 35 | $9.9B | 55.1% |
| New York | 37 | $8.0B | 44.5% |
| Pennsylvania | 1 | $84.1M | 0.5% |
| Largest branches | Place | Deposits |
|---|---|---|
| Flushing Bank Branch | Uniondale, NY | $2.3B |
| Oceanfirst Bank, National Association (main office) | Toms River, NJ | $1.1B |
| Vineland-Main Road Branch | Vineland, NJ | $549M |
| New Hyde Park Branch | New Hyde Park, NY | $539M |
| Third Avenue Branch | New York, NY | $526M |
| Tinton Falls Branch | Tinton Falls, NJ | $525M |
| Islandia Branch | Islandia, NY | $462M |
| Freehold Marketplace Branch | Freehold, NJ | $434M |
| Manahawkin Branch | Manahawkin, NJ | $431M |
| W Broad St Branch | Bridgeton, NJ | $407M |
Related pages
Questions and answers
How big is OceanFirst Bank, National Association?
$23.2 billion in total assets and $18.0 billion in deposits as of June 30, 2026, with assets up 75.1% from a year before. Its loans were $16.3 billion.
How many branches does OceanFirst Bank, National Association have?
73 branches in 3 states as of June 30, 2026. The most deposits are in New Jersey ($9.9 billion).
Is OceanFirst Bank, National Association profitable?
Yes: it earned $30.0 million from January 1 to June 30, 2026 (down 31.2% from the same months a year before). Its return on assets was 0.34% a year; about 1% is typical.
Who owns OceanFirst Bank, National Association?
OceanFirst Bank, National Association is owned by OceanFirst Financial Corp., its holding company, which is listed as OCFC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.