Orange Bank & Trust Company
Middletown, NY · Owner: Orange County Bancorp, Inc.
$2.8B
total assets, June 30, 2026
$2.8B
total assets, June 30, 2026
Orange Bank & Trust Company is a state member bank based in Middletown, NY, owned by Orange County Bancorp, Inc. (OBT). As of June 30, 2026 it held $2.8 billion in assets and $2.4 billion in deposits; assets were up 7.5% from a year before. It has 16 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.8B
+7.5% in a year · +3.5% in a quarter
Deposits
$2.4B
+7.0% in a year · +3.5% in a quarter
Loans
$2.0B
+2.9% in a year · +1.1% in a quarter
Profit so far
$25.6M
Jan 1 to Jun 30, 2026 · +31.8% in a year
Capital ratio
13.15%
+0.75 pts in a year
Return on assets
1.89%
+0.36 pts in a year
Facts
- Type
- State member bank
- Head office
- 212 Dolson Ave, Middletown, NY, 10940
- County
- Orange
- Holding company
- Orange County Bancorp, Inc. (OBT)
- Established
- May 2, 1892
- Employees
- 233
- Branches
- 16
- Website
- www.orangebanktrust.com
- Id
- b12944
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
16 offices as of June 30, 2026, holding $2.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 16 | $2.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Orange Bank & Trust Company (main office) | Middletown, NY | $324M |
| White Plains Branch | White Plains, NY | $303M |
| Mt. Vernon Branch | Mount Vernon, NY | $260M |
| Mamaroneck Branch | Mamaroneck, NY | $197M |
| Dunning Road Branch | Middletown, NY | $187M |
| New City Branch | New City, NY | $176M |
| Chester Branch | Chester, NY | $145M |
| Newburgh Branch | Newburgh, NY | $139M |
| Montgomery Branch | Montgomery, NY | $122M |
| Yonkers Branch | Yonkers, NY | $119M |
Related pages
Questions and answers
How big is Orange Bank & Trust Company?
$2.8 billion in total assets and $2.4 billion in deposits as of June 30, 2026, with assets up 7.5% from a year before. Its loans were $2.0 billion.
How many branches does Orange Bank & Trust Company have?
16 branches in New York as of June 30, 2026.
Is Orange Bank & Trust Company profitable?
Yes: it earned $25.6 million from January 1 to June 30, 2026 (up 31.8% from the same months a year before). Its return on assets was 1.89% a year; about 1% is typical.
Who owns Orange Bank & Trust Company?
Orange Bank & Trust Company is owned by Orange County Bancorp, Inc., its holding company, which is listed as OBT.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.