People's Bank of Seneca
Seneca, MO · Owner: PBS Bancshares Inc
$496M
total assets, June 30, 2026
$496M
total assets, June 30, 2026
People's Bank of Seneca is a state nonmember bank based in Seneca, MO, owned by PBS Bancshares Inc. As of June 30, 2026 it held $495.5 million in assets and $440.9 million in deposits; assets were up 3.8% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$496M
+3.8% in a year · -0.4% in a quarter
Deposits
$441M
+2.6% in a year · +1.7% in a quarter
Loans
$426M
+5.1% in a year · +1.4% in a quarter
Profit so far
$3.4M
Jan 1 to Jun 30, 2026 · +18.4% in a year
Capital ratio
10.07%
+0.43 pts in a year
Return on assets
1.37%
+0.18 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1615 Cherokee Ave, Seneca, MO, 64865
- County
- Newton
- Holding company
- PBS Bancshares Inc
- Established
- Mar 15, 1996
- Employees
- 53
- Branches
- 5
- Website
- www.peoplesbankofseneca.com
- Id
- b34146
Quarter by quarter
March 31, 1996 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $440.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Missouri | 5 | $441M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| People'S Bank Of Seneca (main office) | Seneca, MO | $299M |
| People'S Bank Of Seneca | Joplin, MO | $59.9M |
| Loma Linda Branch | Joplin, MO | $40.1M |
| Neosho Branch | Neosho, MO | $37.5M |
| Maiden Lane Branch | Joplin, MO | $5.0M |
Related pages
Questions and answers
How big is People's Bank of Seneca?
$495.5 million in total assets and $440.9 million in deposits as of June 30, 2026, with assets up 3.8% from a year before. Its loans were $425.6 million.
How many branches does People's Bank of Seneca have?
5 branches in Missouri as of June 30, 2026.
Is People's Bank of Seneca profitable?
Yes: it earned $3.37 million from January 1 to June 30, 2026 (up 18.4% from the same months a year before). Its return on assets was 1.37% a year; about 1% is typical.
Who owns People's Bank of Seneca?
People's Bank of Seneca is owned by PBS Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.