Peoples Bank & Trust Co.
Troy, MO · Owner: Lincoln County Bcorp Inc
$908M
total assets, June 30, 2026
$908M
total assets, June 30, 2026
Peoples Bank & Trust Co. is a state member bank based in Troy, MO, owned by Lincoln County Bcorp Inc. As of June 30, 2026 it held $908.3 million in assets and $799.3 million in deposits; assets were up 5.2% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$908M
+5.2% in a year · +0.4% in a quarter
Deposits
$799M
+5.8% in a year · -0.2% in a quarter
Loans
$497M
+5.7% in a year · +0.7% in a quarter
Profit so far
$7.1M
Jan 1 to Jun 30, 2026 · +18.4% in a year
Capital ratio
9.96%
+0.33 pts in a year
Return on assets
1.56%
+0.19 pts in a year
Facts
- Type
- State member bank
- Head office
- 430 E Wood St, Troy, MO, 63379
- County
- Lincoln
- Holding company
- Lincoln County Bcorp Inc
- Established
- Mar 10, 1924
- Employees
- 117
- Branches
- 10
- Website
- pbtc.net
- Id
- b8903
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $799.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Missouri | 10 | $799M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Peoples Bank & Trust Co. (main office) | Troy, MO | $447M |
| O'Fallon Branch | O'Fallon, MO | $80.0M |
| Winfield Branch | Winfield, MO | $50.5M |
| Cottleville Location Branch | Cottleville, MO | $49.2M |
| Hawk Point Branch | Hawk Point, MO | $42.7M |
| Louisiana Downtown Branch | Louisiana, MO | $40.0M |
| Bowling Green Branch | Bowling Green, MO | $36.8M |
| Elsberry Branch | Elsberry, MO | $29.8M |
| Troy Square Branch | Troy, MO | $22.8M |
| Peoples Bank & Trust Co. Mobile Unit Branch | Troy, MO | $0 |
Related pages
Questions and answers
How big is Peoples Bank & Trust Co.?
$908.3 million in total assets and $799.3 million in deposits as of June 30, 2026, with assets up 5.2% from a year before. Its loans were $497.5 million.
How many branches does Peoples Bank & Trust Co. have?
10 branches in Missouri as of June 30, 2026.
Is Peoples Bank & Trust Co. profitable?
Yes: it earned $7.11 million from January 1 to June 30, 2026 (up 18.4% from the same months a year before). Its return on assets was 1.56% a year; about 1% is typical.
Who owns Peoples Bank & Trust Co.?
Peoples Bank & Trust Co. is owned by Lincoln County Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.