Peoples Exchange Bank
Winchester, KY · Owner: Genbeach Co Inc
$610M
total assets, June 30, 2026
$610M
total assets, June 30, 2026
Peoples Exchange Bank is a state nonmember bank based in Winchester, KY, owned by Genbeach Co Inc. As of June 30, 2026 it held $609.8 million in assets and $522.7 million in deposits; assets were up 2.9% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$610M
+2.9% in a year · -2.7% in a quarter
Deposits
$523M
+2.1% in a year · -3.2% in a quarter
Loans
$518M
+5.6% in a year · +2.2% in a quarter
Profit so far
$3.9M
Jan 1 to Jun 30, 2026 · +36.2% in a year
Capital ratio
9.97%
+0.41 pts in a year
Return on assets
1.26%
+0.27 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 101 N Main St, Winchester, KY, 40391
- County
- Clark
- Holding company
- Genbeach Co Inc
- Established
- Sep 13, 1912
- Employees
- 97
- Branches
- 8
- Website
- www.pebank.com
- Id
- b8785
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $522.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 8 | $523M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Peoples Exchange Bank (main office) | Winchester, KY | $198M |
| Mount Sterling Main | Mount Sterling, KY | $82.8M |
| Highways 52-11 Branch | Beattyville, KY | $76.9M |
| Lexington Main Branch | Lexington, KY | $55.4M |
| Stanton Branch | Stanton, KY | $47.9M |
| Georgetown South Broadway Branch | Georgetown, KY | $30.2M |
| Winchester Branch | Winchester, KY | $22.2M |
| Northern Ky Branch | Florence, KY | $9.5M |
Related pages
Questions and answers
How big is Peoples Exchange Bank?
$609.8 million in total assets and $522.7 million in deposits as of June 30, 2026, with assets up 2.9% from a year before. Its loans were $518.3 million.
How many branches does Peoples Exchange Bank have?
8 branches in Kentucky as of June 30, 2026.
Is Peoples Exchange Bank profitable?
Yes: it earned $3.90 million from January 1 to June 30, 2026 (up 36.2% from the same months a year before). Its return on assets was 1.26% a year; about 1% is typical.
Who owns Peoples Exchange Bank?
Peoples Exchange Bank is owned by Genbeach Co Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.