Peoples Trust Company of St. Albans
Saint Albans, VT · Owner: Peoples Trust Company of St. Albans
$395M
total assets, June 30, 2026
$395M
total assets, June 30, 2026
Peoples Trust Company of St. Albans is a state nonmember bank based in Saint Albans, VT, owned by Peoples Trust Company of St. Albans (PPAL). As of June 30, 2026 it held $395.4 million in assets and $348.8 million in deposits; assets were up 4.9% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$395M
+4.9% in a year · +4.1% in a quarter
Deposits
$349M
+4.9% in a year · +4.3% in a quarter
Loans
$298M
+3.4% in a year · +3.1% in a quarter
Profit so far
$2.0M
Jan 1 to Jun 30, 2026 · +8.8% in a year
Capital ratio
11.79%
+0.49 pts in a year
Return on assets
1.02%
+0.05 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 25 Kingman St, Saint Albans, VT, 05478
- County
- Franklin
- Holding company
- Peoples Trust Company of St. Albans (PPAL)
- Established
- Nov 12, 1866
- Employees
- 82
- Branches
- 5
- Website
- www.ptcvt.com
- Id
- b14168
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $348.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Vermont | 5 | $349M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Peoples Trust Company Of St. Albans (main office) | Saint Albans, VT | $176M |
| Franklin Park West Branch | Saint Albans, VT | $58.8M |
| First Street Branch | Swanton, VT | $47.7M |
| Enosburg Falls Branch | Enosburg Falls, VT | $36.9M |
| Georgia Branch | Saint Albans, VT | $29.1M |
Related pages
Questions and answers
How big is Peoples Trust Company of St. Albans?
$395.4 million in total assets and $348.8 million in deposits as of June 30, 2026, with assets up 4.9% from a year before. Its loans were $298.1 million.
How many branches does Peoples Trust Company of St. Albans have?
5 branches in Vermont as of June 30, 2026.
Is Peoples Trust Company of St. Albans profitable?
Yes: it earned $1.97 million from January 1 to June 30, 2026 (up 8.8% from the same months a year before). Its return on assets was 1.02% a year; about 1% is typical.
Who owns Peoples Trust Company of St. Albans?
Peoples Trust Company of St. Albans is owned by Peoples Trust Company of St. Albans, its holding company, which is listed as PPAL.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.