Phelps County Bank
Rolla, MO · Owner: Phelps Cnty BK Employee STK Ownership Plan
$622M
total assets, June 30, 2026
$622M
total assets, June 30, 2026
Phelps County Bank is a state nonmember bank based in Rolla, MO, owned by Phelps Cnty BK Employee STK Ownership Plan. As of June 30, 2026 it held $621.7 million in assets and $565.5 million in deposits; assets were up 12.7% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$622M
+12.7% in a year · +0.8% in a quarter
Deposits
$566M
+14.6% in a year · +1.2% in a quarter
Loans
$470M
+10.9% in a year · +4.8% in a quarter
Profit so far
$4.2M
Jan 1 to Jun 30, 2026 · -1.1% in a year
Capital ratio
8.88%
-0.16 pts in a year
Return on assets
1.36%
-0.24 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 718 N Pine St, Rolla, MO, 65401
- County
- Phelps
- Holding company
- Phelps Cnty BK Employee STK Ownership Plan
- Established
- Aug 1, 1963
- Employees
- 142
- Branches
- 6
- Website
- www.mypcb.com
- Id
- b18841
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $565.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Missouri | 6 | $566M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Phelps County Bank (main office) | Rolla, MO | $361M |
| St. James Branch | Saint James, MO | $108M |
| Highway 72 Branch | Rolla, MO | $65.7M |
| Springfield Downtown Branch | Springfield, MO | $14.2M |
| Ms&T Branch | Rolla, MO | $9.3M |
| Phelps County Bank - Springfield Branch | Springfield, MO | $7.1M |
Related pages
Questions and answers
How big is Phelps County Bank?
$621.7 million in total assets and $565.5 million in deposits as of June 30, 2026, with assets up 12.7% from a year before. Its loans were $470.2 million.
How many branches does Phelps County Bank have?
6 branches in Missouri as of June 30, 2026.
Is Phelps County Bank profitable?
Yes: it earned $4.22 million from January 1 to June 30, 2026 (down 1.1% from the same months a year before). Its return on assets was 1.36% a year; about 1% is typical.
Who owns Phelps County Bank?
Phelps County Bank is owned by Phelps Cnty BK Employee STK Ownership Plan, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.