Ponce Bank, National Association
Bronx, NY · Owner: Ponce Financial Group, Inc.
$3.5B
total assets, June 30, 2026
$3.5B
total assets, June 30, 2026
Ponce Bank, National Association is a national bank based in Bronx, NY, owned by Ponce Financial Group, Inc. (PDLB). As of June 30, 2026 it held $3.5 billion in assets and $2.3 billion in deposits; assets were up 10.8% from a year before. It has 14 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.5B
+10.8% in a year · +5.9% in a quarter
Deposits
$2.3B
+10.7% in a year · +6.5% in a quarter
Loans
$2.9B
+17.0% in a year · +6.7% in a quarter
Profit so far
$19.1M
Jan 1 to Jun 30, 2026 · +42.3% in a year
Capital ratio
15.81%
-0.18 pts in a year
Return on assets
1.15%
+0.28 pts in a year
Facts
- Type
- National bank
- Head office
- 2244 Westchester Ave, Bronx, NY, 10462
- County
- Bronx
- Holding company
- Ponce Financial Group, Inc. (PDLB)
- Established
- Mar 31, 1960
- Employees
- 229
- Branches
- 14 in 2 states
- Website
- www.poncebank.com
- Id
- b31189
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
14 offices as of June 30, 2026, holding $2.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 13 | $2.2B | 96.5% |
| New Jersey | 1 | $79.8M | 3.5% |
| Largest branches | Place | Deposits |
|---|---|---|
| Ponce Bank, National Association (main office) | Bronx, NY | $1.3B |
| Westchester Avenue Branch | Bronx, NY | $154M |
| Forest Hills Branch | Forest Hills, NY | $97.6M |
| Astoria Branch | Astoria, NY | $93.4M |
| Riverdale Branch | Bronx, NY | $80.3M |
| Union City Branch | Union City, NJ | $79.8M |
| Jackson Heights, Queens Branch | Jackson Heights, NY | $73.9M |
| Flatlands Branch | Brooklyn, NY | $73.8M |
| Southern Boulevard Branch | Bronx, NY | $65.0M |
| Bensonhurst Branch | Brooklyn, NY | $63.8M |
Related pages
Questions and answers
How big is Ponce Bank, National Association?
$3.5 billion in total assets and $2.3 billion in deposits as of June 30, 2026, with assets up 10.8% from a year before. Its loans were $2.9 billion.
How many branches does Ponce Bank, National Association have?
14 branches in 2 states as of June 30, 2026. The most deposits are in New York ($2.2 billion).
Is Ponce Bank, National Association profitable?
Yes: it earned $19.1 million from January 1 to June 30, 2026 (up 42.3% from the same months a year before). Its return on assets was 1.15% a year; about 1% is typical.
Who owns Ponce Bank, National Association?
Ponce Bank, National Association is owned by Ponce Financial Group, Inc., its holding company, which is listed as PDLB.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.