Premier Bank of the South
Cullman, AL · Owner: FCB Bancshares Inc
$371M
total assets, June 30, 2026
$371M
total assets, June 30, 2026
Premier Bank of the South is a state nonmember bank based in Cullman, AL, owned by FCB Bancshares Inc. As of June 30, 2026 it held $370.6 million in assets and $337.1 million in deposits; assets were up 1.0% from a year before. It has 9 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$371M
+1.0% in a year · -0.4% in a quarter
Deposits
$337M
+0.5% in a year · -0.5% in a quarter
Loans
$232M
+10.5% in a year · +1.3% in a quarter
Profit so far
$2.0M
Jan 1 to Jun 30, 2026 · -4.4% in a year
Capital ratio
9.37%
+0.09 pts in a year
Return on assets
1.07%
-0.06 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 101 1st Ave Nw, Cullman, AL, 35055
- County
- Cullman
- Holding company
- FCB Bancshares Inc
- Established
- Nov 30, 1987
- Employees
- 80
- Branches
- 9
- Website
- www.premierbankofthesouth.com
- Id
- b27118
Quarter by quarter
December 31, 1987 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $337.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 9 | $337M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Premier Bank Of The South (main office) | Cullman, AL | $189M |
| Premier Bank Of The South Good Hope Office Branch | Good Hope, AL | $26.0M |
| Huntsville Branch | Huntsville, AL | $25.2M |
| Addison Branch | Addison, AL | $25.0M |
| Eva Office | Eva, AL | $23.3M |
| Madison Branch | Madison, AL | $19.4M |
| West Point Office | Vinemont, AL | $12.5M |
| Vinemont Branch | Vinemont, AL | $12.5M |
| North Office | Cullman, AL | $4.6M |
Related pages
Questions and answers
How big is Premier Bank of the South?
$370.6 million in total assets and $337.1 million in deposits as of June 30, 2026, with assets up 1.0% from a year before. Its loans were $231.8 million.
How many branches does Premier Bank of the South have?
9 branches in Alabama as of June 30, 2026.
Is Premier Bank of the South profitable?
Yes: it earned $2.00 million from January 1 to June 30, 2026 (down 4.4% from the same months a year before). Its return on assets was 1.07% a year; about 1% is typical.
Who owns Premier Bank of the South?
Premier Bank of the South is owned by FCB Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.