Rio Bank
Mcallen, TX · Owner: Rio Financial Services Inc
$1.4B
total assets, June 30, 2026
$1.4B
total assets, June 30, 2026
Rio Bank is a state nonmember bank based in Mcallen, TX, owned by Rio Financial Services Inc. As of June 30, 2026 it held $1.4 billion in assets and $1.2 billion in deposits; assets were up 1.3% from a year before. It has 23 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.4B
+1.3% in a year · -0.1% in a quarter
Deposits
$1.2B
+4.4% in a year · -0.1% in a quarter
Loans
$851M
+8.7% in a year · +6.9% in a quarter
Profit so far
$6.4M
Jan 1 to Jun 30, 2026 · +74.2% in a year
Capital ratio
10.03%
-1.93 pts in a year
Return on assets
0.91%
+0.24 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 701 E Expressway 83, Mcallen, TX, 78501
- County
- Hidalgo
- Holding company
- Rio Financial Services Inc
- Established
- Feb 11, 1985
- Employees
- 267
- Branches
- 23
- Website
- www.rio.bank
- Id
- b25886
Quarter by quarter
March 31, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
23 offices as of June 30, 2026, holding $1.2 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 23 | $1.2B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Rio Bank (main office) | Mcallen, TX | $330M |
| Stone Oak Branch | San Antonio, TX | $159M |
| Palmview Branch | Mission, TX | $74.0M |
| Brownsville Branch | Brownsville, TX | $60.6M |
| Marble Falls Branch | Marble Falls, TX | $56.9M |
| San Juan Branch | San Juan, TX | $49.1M |
| Dripping Springs Branch | Dripping Springs, TX | $48.7M |
| Elsa State Bank And Trust Company Branch | Elsa, TX | $43.5M |
| North Mcallen Branch | Mcallen, TX | $43.0M |
| Elsa State Bank - Rgc Branch | Rio Grande City, TX | $41.7M |
Related pages
Questions and answers
How big is Rio Bank?
$1.4 billion in total assets and $1.2 billion in deposits as of June 30, 2026, with assets up 1.3% from a year before. Its loans were $850.9 million.
How many branches does Rio Bank have?
23 branches in Texas as of June 30, 2026.
Is Rio Bank profitable?
Yes: it earned $6.43 million from January 1 to June 30, 2026 (up 74.2% from the same months a year before). Its return on assets was 0.91% a year; about 1% is typical.
Who owns Rio Bank?
Rio Bank is owned by Rio Financial Services Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.