River City Bank
Rome, GA · Owner: RCB Financial Corp
$423M
total assets, June 30, 2026
$423M
total assets, June 30, 2026
River City Bank is a state nonmember bank based in Rome, GA, owned by RCB Financial Corp. As of June 30, 2026 it held $423.4 million in assets and $380.9 million in deposits; assets were up 15.3% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$423M
+15.3% in a year · +1.6% in a quarter
Deposits
$381M
+14.8% in a year · +1.4% in a quarter
Loans
$333M
+16.3% in a year · +3.8% in a quarter
Profit so far
$3.5M
Jan 1 to Jun 30, 2026 · +14.9% in a year
Capital ratio
10.15%
+0.37 pts in a year
Return on assets
1.71%
+0.02 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 228 N 2nd Ave Sw, Rome, GA, 30165
- County
- Floyd
- Holding company
- RCB Financial Corp
- Established
- May 23, 2006
- Employees
- 62
- Branches
- 2
- Website
- www.rivercity.bank
- Id
- b58289
Quarter by quarter
June 30, 2006 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $380.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 2 | $381M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| River City Bank (main office) | Rome, GA | $321M |
| Hwy 515 Blairsville Branch | Blairsville, GA | $60.0M |
Related pages
Questions and answers
How big is River City Bank?
$423.4 million in total assets and $380.9 million in deposits as of June 30, 2026, with assets up 15.3% from a year before. Its loans were $332.6 million.
How many branches does River City Bank have?
2 branches in Georgia as of June 30, 2026.
Is River City Bank profitable?
Yes: it earned $3.54 million from January 1 to June 30, 2026 (up 14.9% from the same months a year before). Its return on assets was 1.71% a year; about 1% is typical.
Who owns River City Bank?
River City Bank is owned by RCB Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.