South Central Bank, Inc.
Glasgow, KY · Owner: South CNTL Bancshares Ky Inc
$2.3B
total assets, June 30, 2026
$2.3B
total assets, June 30, 2026
South Central Bank, Inc. is a state nonmember bank based in Glasgow, KY, owned by South CNTL Bancshares Ky Inc. As of June 30, 2026 it held $2.3 billion in assets and $2.0 billion in deposits; assets were up 11.1% from a year before. It has 27 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.3B
+11.1% in a year · +4.2% in a quarter
Deposits
$2.0B
+14.1% in a year · +4.4% in a quarter
Loans
$1.8B
+11.9% in a year · +2.4% in a quarter
Profit so far
$15.3M
Jan 1 to Jun 30, 2026 · +26.9% in a year
Capital ratio
9.88%
-0.05 pts in a year
Return on assets
1.41%
+0.20 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 208 S Broadway St, Glasgow, KY, 42141
- County
- Barren
- Holding company
- South CNTL Bancshares Ky Inc
- Established
- Jan 1, 1908
- Employees
- 303
- Branches
- 27 in 2 states
- Website
- www.southcentralbank.com
- Id
- b5854
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
27 offices as of June 30, 2026, holding $2.0 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| South Central Bank, Inc. (main office) | Glasgow, KY | $312M |
| South Central Bank Of Monroe County Branch | Tompkinsville, KY | $191M |
| Dixie Hwy Branch | Elizabethtown, KY | $182M |
| Campbell Lane Branch | Bowling Green, KY | $137M |
| Highway 54 Branch | Owensboro, KY | $127M |
| Brownsboro Rd Branch | Louisville, KY | $120M |
| Lexington - Southland Branch | Lexington, KY | $108M |
| South Central Bank Of Hardin County, Inc | Elizabethtown, KY | $91.5M |
| Russellville Branch | Russellville, KY | $83.7M |
| Frederica Street Branch | Owensboro, KY | $79.1M |
Related pages
Questions and answers
How big is South Central Bank, Inc.?
$2.3 billion in total assets and $2.0 billion in deposits as of June 30, 2026, with assets up 11.1% from a year before. Its loans were $1.8 billion.
How many branches does South Central Bank, Inc. have?
27 branches in 2 states as of June 30, 2026. The most deposits are in Kentucky ($1.9 billion).
Is South Central Bank, Inc. profitable?
Yes: it earned $15.3 million from January 1 to June 30, 2026 (up 26.9% from the same months a year before). Its return on assets was 1.41% a year; about 1% is typical.
Who owns South Central Bank, Inc.?
South Central Bank, Inc. is owned by South CNTL Bancshares Ky Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.