Southern Bank of Tennessee
Mount Juliet, TN · Owner: SB Financial Inc
$533M
total assets, June 30, 2026
$533M
total assets, June 30, 2026
Southern Bank of Tennessee is a state member bank based in Mount Juliet, TN, owned by SB Financial Inc. As of June 30, 2026 it held $533.4 million in assets and $469.4 million in deposits; assets were up 12.6% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$533M
+12.6% in a year · +8.8% in a quarter
Deposits
$469M
+13.5% in a year · +9.8% in a quarter
Loans
$394M
+8.0% in a year · +3.3% in a quarter
Profit so far
$3.2M
Jan 1 to Jun 30, 2026 · +56.8% in a year
Capital ratio
9.01%
-0.01 pts in a year
Return on assets
1.27%
+0.40 pts in a year
Facts
- Type
- State member bank
- Head office
- 675 N Mount Juliet Rd, Mount Juliet, TN, 37122
- County
- Wilson
- Holding company
- SB Financial Inc
- Established
- Mar 22, 1999
- Employees
- 73
- Branches
- 5
- Website
- www.southernbankoftn.com
- Id
- b34847
Quarter by quarter
March 31, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $469.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Tennessee | 5 | $469M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Southern Bank Of Tennessee (main office) | Mount Juliet, TN | $184M |
| Smyrna Branch | Smyrna, TN | $96.4M |
| Clinton Branch | Clinton, TN | $84.6M |
| Lebanon Branch | Lebanon, TN | $75.3M |
| Brentwood, Tn Branch - Maryland Farms | Brentwood, TN | $29.4M |
Related pages
Questions and answers
How big is Southern Bank of Tennessee?
$533.4 million in total assets and $469.4 million in deposits as of June 30, 2026, with assets up 12.6% from a year before. Its loans were $394.3 million.
How many branches does Southern Bank of Tennessee have?
5 branches in Tennessee as of June 30, 2026.
Is Southern Bank of Tennessee profitable?
Yes: it earned $3.18 million from January 1 to June 30, 2026 (up 56.8% from the same months a year before). Its return on assets was 1.27% a year; about 1% is typical.
Who owns Southern Bank of Tennessee?
Southern Bank of Tennessee is owned by SB Financial Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.