Southern Bank
Poplar Bluff, MO · Owner: Southern Missouri Bancorp, Inc.
$5.2B
total assets, June 30, 2026
$5.2B
total assets, June 30, 2026
Southern Bank is a state member bank based in Poplar Bluff, MO, owned by Southern Missouri Bancorp, Inc. (SMBC). As of June 30, 2026 it held $5.2 billion in assets and $4.4 billion in deposits; assets were up 4.4% from a year before. It has 66 branches in 4 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$5.2B
+4.4% in a year · +1.9% in a quarter
Deposits
$4.4B
+2.8% in a year · +1.5% in a quarter
Loans
$4.4B
+7.1% in a year · +1.6% in a quarter
Profit so far
$39.0M
Jan 1 to Jun 30, 2026 · +19.8% in a year
Capital ratio
10.45%
+0.40 pts in a year
Return on assets
1.53%
+0.20 pts in a year
Facts
- Type
- State member bank
- Head office
- 2991 Oak Grove Rd, Poplar Bluff, MO, 63901
- County
- Butler
- Holding company
- Southern Missouri Bancorp, Inc. (SMBC)
- Established
- Jan 1, 1887
- Employees
- 729
- Branches
- 66 in 4 states
- Website
- www.bankwithsouthern.com
- Id
- b28332
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
66 offices as of June 30, 2026, holding $4.4 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Southern Bank (main office) | Poplar Bluff, MO | $540M |
| Kennett Facility | Kennett, MO | $201M |
| Nixa - Mt Vernon Facility | Nixa, MO | $169M |
| Maryville Facility Branch | Maryville, MO | $149M |
| Chillicothe Facility Branch | Chillicothe, MO | $148M |
| Marshfield Facility | Marshfield, MO | $132M |
| Forsyth Facility | Forsyth, MO | $129M |
| Cape Girardeau - Williams St Facility | Cape Girardeau, MO | $122M |
| Springfield - S. National Facility Branch | Springfield, MO | $105M |
| Arnold Facility Branch | Arnold, MO | $104M |
Related pages
Questions and answers
How big is Southern Bank?
$5.2 billion in total assets and $4.4 billion in deposits as of June 30, 2026, with assets up 4.4% from a year before. Its loans were $4.4 billion.
How many branches does Southern Bank have?
66 branches in 4 states as of June 30, 2026. The most deposits are in Missouri ($3.9 billion).
Is Southern Bank profitable?
Yes: it earned $39.0 million from January 1 to June 30, 2026 (up 19.8% from the same months a year before). Its return on assets was 1.53% a year; about 1% is typical.
Who owns Southern Bank?
Southern Bank is owned by Southern Missouri Bancorp, Inc., its holding company, which is listed as SMBC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.