Spectra Bank
Fort Worth, TX · Owner: Riverbend Financial Corp
$127M
total assets, June 30, 2026
$127M
total assets, June 30, 2026
Spectra Bank is a state nonmember bank based in Fort Worth, TX, owned by Riverbend Financial Corp. As of June 30, 2026 it held $126.7 million in assets and $110.8 million in deposits; assets were up 20.5% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$127M
+20.5% in a year · -0.3% in a quarter
Deposits
$111M
+16.7% in a year · +0.3% in a quarter
Loans
$87.2M
+36.1% in a year · +14.7% in a quarter
Profit so far
$124K
Jan 1 to Jun 30, 2026 · -58.9% in a year
Capital ratio
7.88%
-1.91 pts in a year
Return on assets
0.20%
-0.38 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 2000 Handley Ederville Rd, Fort Worth, TX, 76118
- County
- Tarrant
- Holding company
- Riverbend Financial Corp
- Established
- Jun 30, 1986
- Employees
- 24
- Branches
- 2
- Website
- www.spectra.bank
- Id
- b26708
Quarter by quarter
June 30, 1986 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $110.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 2 | $111M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Spectra Bank (main office) | Fort Worth, TX | $78.0M |
| Dallas Office Branch | Dallas, TX | $32.8M |
Related pages
Questions and answers
How big is Spectra Bank?
$126.7 million in total assets and $110.8 million in deposits as of June 30, 2026, with assets up 20.5% from a year before. Its loans were $87.2 million.
How many branches does Spectra Bank have?
2 branches in Texas as of June 30, 2026.
Is Spectra Bank profitable?
Yes: it earned $124,000 from January 1 to June 30, 2026 (down 58.9% from the same months a year before). Its return on assets was 0.20% a year; about 1% is typical.
Who owns Spectra Bank?
Spectra Bank is owned by Riverbend Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.