$4.0B
total assets, June 30, 2026
Spencer Savings Bank, SLA is a savings and loan based in Elmwood Park, NJ. As of June 30, 2026 it held $4.0 billion in assets and $3.0 billion in deposits; assets were up 1.4% from a year before. It has 28 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$4.0B
+1.4% in a year · +0.3% in a quarter
Deposits
$3.0B
-1.5% in a year · -2.4% in a quarter
Loans
$3.3B
+3.3% in a year · +0.4% in a quarter
Profit so far
$12.8M
Jan 1 to Jun 30, 2026 · +37.3% in a year
Capital ratio
11.23%
+0.47 pts in a year
Return on assets
0.63%
+0.17 pts in a year
Facts
- Type
- Savings and loan
- Head office
- 611 River Dr, Elmwood Park, NJ, 07407
- County
- Bergen
- Established
- Sep 19, 1939
- Employees
- 328
- Branches
- 28
- Website
- www.spencersavings.com
- Id
- b30076
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
28 offices as of June 30, 2026, holding $3.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New Jersey | 28 | $3.0B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Outwater Ln Branch | Garfield, NJ | $442M |
| Elmwood Park Branch | Elmwood Park, NJ | $200M |
| 219 Maple Ave Branch | Wallington, NJ | $192M |
| Union Financial Center Branch Office | Union, NJ | $162M |
| 140 Market Street Branch | Saddle Brook, NJ | $156M |
| Nutley Branch | Nutley, NJ | $145M |
| 107 South Main Street Branch | Lodi, NJ | $129M |
| 437 Piaget Ave Branch | Clifton, NJ | $121M |
| 487 Market St Branch | Saddle Brook, NJ | $112M |
| Cranford Branch | Cranford, NJ | $112M |
Related pages
Questions and answers
How big is Spencer Savings Bank, SLA?
$4.0 billion in total assets and $3.0 billion in deposits as of June 30, 2026, with assets up 1.4% from a year before. Its loans were $3.3 billion.
How many branches does Spencer Savings Bank, SLA have?
28 branches in New Jersey as of June 30, 2026.
Is Spencer Savings Bank, SLA profitable?
Yes: it earned $12.8 million from January 1 to June 30, 2026 (up 37.3% from the same months a year before). Its return on assets was 0.63% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.