$154M
total assets, June 30, 2026
Spratt Savings Bank is a savings and loan based in Chester, SC. As of June 30, 2026 it held $154.4 million in assets and $123.0 million in deposits; assets were up 4.3% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$154M
+4.3% in a year · +2.7% in a quarter
Deposits
$123M
+5.2% in a year · +3.3% in a quarter
Loans
$48.5M
-1.4% in a year · +3.5% in a quarter
Profit so far
$136K
Jan 1 to Jun 30, 2026 · -18.1% in a year
Capital ratio
20.38%
-0.54 pts in a year
Return on assets
0.18%
-0.05 pts in a year
Facts
- Type
- Savings and loan
- Head office
- 1613 J A Cochran Byp, Chester, SC, 29706
- County
- Chester
- Established
- Jan 1, 1893
- Employees
- 22
- Branches
- 3
- Website
- www.sprattsavingsbank.com
- Id
- b30987
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $123.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 3 | $123M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Spratt Savings Bank (main office) | Chester, SC | $95.0M |
| Great Falls Branch | Great Falls, SC | $27.5M |
| Richburg Branch | Richburg, SC | $557K |
Related pages
Questions and answers
How big is Spratt Savings Bank?
$154.4 million in total assets and $123.0 million in deposits as of June 30, 2026, with assets up 4.3% from a year before. Its loans were $48.5 million.
How many branches does Spratt Savings Bank have?
3 branches in South Carolina as of June 30, 2026.
Is Spratt Savings Bank profitable?
Yes: it earned $136,000 from January 1 to June 30, 2026 (down 18.1% from the same months a year before). Its return on assets was 0.18% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.