State Bank of Cold Spring
Cold Spring, MN · Owner: Lindell Bancshares Inc
$81.7M
total assets, June 30, 2026
$81.7M
total assets, June 30, 2026
State Bank of Cold Spring is a state nonmember bank based in Cold Spring, MN, owned by Lindell Bancshares Inc. As of June 30, 2026 it held $81.7 million in assets and $73.8 million in deposits; assets were down 1.6% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$81.7M
-1.6% in a year · +3.6% in a quarter
Deposits
$73.8M
-2.8% in a year · +3.7% in a quarter
Loans
$47.5M
+12.5% in a year · +3.7% in a quarter
Profit so far
$639K
Jan 1 to Jun 30, 2026 · +38.0% in a year
Capital ratio
10.06%
+1.02 pts in a year
Return on assets
1.60%
+0.53 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 401 Main St, Cold Spring, MN, 56320
- County
- Stearns
- Holding company
- Lindell Bancshares Inc
- Established
- Jan 1, 1908
- Employees
- 12
- Branches
- 1
- Website
- www.statebankcoldspring.com
- Id
- b12444
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $73.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 1 | $73.8M | 100.0% |
Related pages
Questions and answers
How big is State Bank of Cold Spring?
$81.7 million in total assets and $73.8 million in deposits as of June 30, 2026, with assets down 1.6% from a year before. Its loans were $47.5 million.
How many branches does State Bank of Cold Spring have?
1 branch in Minnesota as of June 30, 2026.
Is State Bank of Cold Spring profitable?
Yes: it earned $639,000 from January 1 to June 30, 2026 (up 38.0% from the same months a year before). Its return on assets was 1.60% a year; about 1% is typical.
Who owns State Bank of Cold Spring?
State Bank of Cold Spring is owned by Lindell Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.