State Bank of the Lakes, National Association
Antioch, IL · Owner: Wintrust Financial Corporation
$2.8B
total assets, June 30, 2026
$2.8B
total assets, June 30, 2026
State Bank of the Lakes, National Association is a national bank based in Antioch, IL, owned by Wintrust Financial Corporation (WTFC). As of June 30, 2026 it held $2.8 billion in assets and $2.4 billion in deposits; assets were up 20.7% from a year before. It has 10 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.8B
+20.7% in a year · +4.5% in a quarter
Deposits
$2.4B
+20.7% in a year · +5.3% in a quarter
Loans
$2.1B
+14.2% in a year · +4.7% in a quarter
Profit so far
$19.0M
Jan 1 to Jun 30, 2026 · +18.8% in a year
Capital ratio
9.04%
-0.81 pts in a year
Return on assets
1.43%
-0.02 pts in a year
Facts
- Type
- National bank
- Head office
- 440 Lake St, Antioch, IL, 60002
- County
- Lake
- Holding company
- Wintrust Financial Corporation (WTFC)
- Established
- Jan 1, 1926
- Employees
- 85
- Branches
- 10 in 2 states
- Website
- www.sbotl.com
- Id
- b5744
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $2.4 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| State Bank Of The Lakes, National Association (main office) | Antioch, IL | $1.3B |
| Grayslake Branch | Grayslake, IL | $221M |
| Kenosha Branch | Kenosha, WI | $188M |
| Lindenhurst Branch | Lindenhurst, IL | $161M |
| Spring Grove Branch | Spring Grove, IL | $157M |
| Round Lake Beach Branch | Round Lake Beach, IL | $134M |
| Lake Villa Branch | Lake Villa, IL | $80.6M |
| Genoa City Branch | Genoa City, WI | $57.0M |
| Kenosha 39Th Ave Branch | Kenosha, WI | $44.6M |
| Kenosha 26Th Ave Branch | Kenosha, WI | $4.1M |
Related pages
Questions and answers
How big is State Bank of the Lakes, National Association?
$2.8 billion in total assets and $2.4 billion in deposits as of June 30, 2026, with assets up 20.7% from a year before. Its loans were $2.1 billion.
How many branches does State Bank of the Lakes, National Association have?
10 branches in 2 states as of June 30, 2026. The most deposits are in Illinois ($2.1 billion).
Is State Bank of the Lakes, National Association profitable?
Yes: it earned $19.0 million from January 1 to June 30, 2026 (up 18.8% from the same months a year before). Its return on assets was 1.43% a year; about 1% is typical.
Who owns State Bank of the Lakes, National Association?
State Bank of the Lakes, National Association is owned by Wintrust Financial Corporation, its holding company, which is listed as WTFC.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.