The Central Trust Bank
Jefferson City, MO · Owner: Central Bancompany, Inc.
$20.3B
total assets, June 30, 2026
$20.3B
total assets, June 30, 2026
The Central Trust Bank is a state member bank based in Jefferson City, MO, owned by Central Bancompany, Inc. (CBCY). As of June 30, 2026 it held $20.3 billion in assets and $16.4 billion in deposits; assets were up 6.5% from a year before. It has 164 branches in 6 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$20.3B
+6.5% in a year · -0.8% in a quarter
Deposits
$16.4B
+8.9% in a year · 0.0% in a quarter
Loans
$11.7B
+3.3% in a year · +1.2% in a quarter
Profit so far
$204M
Jan 1 to Jun 30, 2026 · +21.0% in a year
Capital ratio
7.94%
-0.68 pts in a year
Return on assets
1.99%
+0.24 pts in a year
Facts
- Type
- State member bank
- Head office
- 238 Madison St, Jefferson City, MO, 65101
- County
- Cole
- Holding company
- Central Bancompany, Inc. (CBCY)
- Established
- Feb 3, 1902
- Employees
- 2,971
- Branches
- 164 in 6 states
- Website
- www.centralbank.net
- Id
- b12633
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
164 offices as of June 30, 2026, holding $16.4 billion in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| The Central Trust Bank (main office) | Jefferson City, MO | $2.4B |
| Central Bank Of Boone County Market Branch | Columbia, MO | $1.3B |
| Central Bank Of St. Louis Market Branch | Clayton, MO | $654M |
| Central Bank Of The Ozarks Market Branch | Springfield, MO | $471M |
| Jefferson Bank Of Missouri Market Branch | Jefferson City, MO | $410M |
| Des Peres Branch | Des Peres, MO | $362M |
| Central Motor Branch | Jefferson City, MO | $319M |
| Central Bank Of Midwest Market Branch | Lees Summit, MO | $318M |
| Central Bank Of Lake Of The Ozarks Market Branch | Osage Beach, MO | $307M |
| Jefferson City Branch | Jefferson City, MO | $280M |
Related pages
Questions and answers
How big is The Central Trust Bank?
$20.3 billion in total assets and $16.4 billion in deposits as of June 30, 2026, with assets up 6.5% from a year before. Its loans were $11.7 billion.
How many branches does The Central Trust Bank have?
164 branches in 6 states as of June 30, 2026. The most deposits are in Missouri ($14.5 billion).
Is The Central Trust Bank profitable?
Yes: it earned $204.1 million from January 1 to June 30, 2026 (up 21.0% from the same months a year before). Its return on assets was 1.99% a year; about 1% is typical.
Who owns The Central Trust Bank?
The Central Trust Bank is owned by Central Bancompany, Inc., its holding company, which is listed as CBCY.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.