The Citizens Bank
Olanta, SC · Owner: Citizens Bancshares Corp
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
The Citizens Bank is a state nonmember bank based in Olanta, SC, owned by Citizens Bancshares Corp. As of June 30, 2026 it held $1.1 billion in assets and $1.0 billion in deposits; assets were up 7.6% from a year before. It has 26 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
+7.6% in a year · -2.3% in a quarter
Deposits
$1.0B
+7.1% in a year · -2.8% in a quarter
Loans
$637M
+7.1% in a year · +1.2% in a quarter
Profit so far
$7.0M
Jan 1 to Jun 30, 2026 · +28.6% in a year
Capital ratio
9.91%
-0.18 pts in a year
Return on assets
1.24%
+0.19 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 124 East Main Street, Olanta, SC, 29114
- County
- Florence
- Holding company
- Citizens Bancshares Corp
- Established
- Sep 24, 1938
- Employees
- 204
- Branches
- 26 in 2 states
- Website
- www.tcbsc.bank
- Id
- b15932
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
26 offices as of June 30, 2026, holding $1.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 25 | $972M | 96.6% |
| North Carolina | 1 | $33.8M | 3.4% |
| Largest branches | Place | Deposits |
|---|---|---|
| Lake City Branch | Lake City, SC | $168M |
| Hartsville Br | Hartsville, SC | $65.0M |
| Florence Branch #1 | Florence, SC | $59.1M |
| North Myrtle Beach Branch | North Myrtle Beach, SC | $58.4M |
| Turbeville Branch | Turbeville, SC | $56.3M |
| Sumter Branch | Sumter, SC | $55.3M |
| Florence Branch #2 | Florence, SC | $48.6M |
| Timmonsville Branch | Timmonsville, SC | $45.0M |
| Farrow Commons | Myrtle Beach, SC | $37.1M |
| Myrtle Beach Inernational Drive Branch | Myrtle Beach, SC | $37.1M |
Related pages
Questions and answers
How big is The Citizens Bank?
$1.1 billion in total assets and $1.0 billion in deposits as of June 30, 2026, with assets up 7.6% from a year before. Its loans were $636.9 million.
How many branches does The Citizens Bank have?
26 branches in 2 states as of June 30, 2026. The most deposits are in South Carolina ($972.4 million).
Is The Citizens Bank profitable?
Yes: it earned $7.04 million from January 1 to June 30, 2026 (up 28.6% from the same months a year before). Its return on assets was 1.24% a year; about 1% is typical.
Who owns The Citizens Bank?
The Citizens Bank is owned by Citizens Bancshares Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.