The Citizens National Bank of Hammond
Hammond, NY
$23.9M
total assets, June 30, 2026
$23.9M
total assets, June 30, 2026
The Citizens National Bank of Hammond is a national bank based in Hammond, NY. As of June 30, 2026 it held $23.9 million in assets and $22.0 million in deposits; assets were down 9.6% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$23.9M
-9.6% in a year · -4.5% in a quarter
Deposits
$22.0M
-8.8% in a year · -4.3% in a quarter
Loans
$20.0M
-2.2% in a year · +1.9% in a quarter
Profit so far
-$229K
Jan 1 to Jun 30, 2026
Capital ratio
7.92%
-0.56 pts in a year
Return on assets
-1.84%
-0.67 pts in a year
Facts
- Type
- National bank
- Head office
- 19 Main St, Hammond, NY, 13646
- County
- St. Lawrence
- Established
- Jan 1, 1913
- Employees
- 7
- Branches
- 2
- Id
- b14820
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $22.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 2 | $22.0M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Citizens National Bank Of Hammond (main office) | Hammond, NY | $17.3M |
| Cnb Morristown Branch | Morristown, NY | $4.7M |
Related pages
Questions and answers
How big is The Citizens National Bank of Hammond?
$23.9 million in total assets and $22.0 million in deposits as of June 30, 2026, with assets down 9.6% from a year before. Its loans were $20.0 million.
How many branches does The Citizens National Bank of Hammond have?
2 branches in New York as of June 30, 2026.
Is The Citizens National Bank of Hammond profitable?
No: it lost $229,000 from January 1 to June 30, 2026. Its return on assets was -1.84% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.