The Citizens State Bank of Ouray
Ouray, CO · Owner: Csbo Holdings Inc Esop
$231M
total assets, June 30, 2026
$231M
total assets, June 30, 2026
The Citizens State Bank of Ouray is a state nonmember bank based in Ouray, CO, owned by Csbo Holdings Inc Esop. As of June 30, 2026 it held $231.2 million in assets and $212.3 million in deposits; assets were up 6.2% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$231M
+6.2% in a year · +2.5% in a quarter
Deposits
$212M
+5.7% in a year · +2.6% in a quarter
Loans
$152M
-2.9% in a year · +0.2% in a quarter
Profit so far
$650K
Jan 1 to Jun 30, 2026 · +39.5% in a year
Capital ratio
8.40%
+0.38 pts in a year
Return on assets
0.58%
+0.14 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 600 Main St, Ouray, CO, 81427
- County
- Ouray
- Holding company
- Csbo Holdings Inc Esop
- Established
- Aug 20, 1913
- Employees
- 40
- Branches
- 7
- Website
- www.csbcolorado.com
- Id
- b1779
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $212.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Colorado | 7 | $212M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Citizens State Bank Of Ouray (main office) | Ouray, CO | $49.3M |
| Montrose Branch | Naturita, CO | $47.8M |
| Ridgway Branch | Ridgway, CO | $33.6M |
| Montrose Branch | Montrose, CO | $29.9M |
| Silverton Branch | Silverton, CO | $25.8M |
| Telluride Branch | Telluride, CO | $19.7M |
| Mountain Village Branch | Mountain Village, CO | $6.2M |
Related pages
Questions and answers
How big is The Citizens State Bank of Ouray?
$231.2 million in total assets and $212.3 million in deposits as of June 30, 2026, with assets up 6.2% from a year before. Its loans were $151.9 million.
How many branches does The Citizens State Bank of Ouray have?
7 branches in Colorado as of June 30, 2026.
Is The Citizens State Bank of Ouray profitable?
Yes: it earned $650,000 from January 1 to June 30, 2026 (up 39.5% from the same months a year before). Its return on assets was 0.58% a year; about 1% is typical.
Who owns The Citizens State Bank of Ouray?
The Citizens State Bank of Ouray is owned by Csbo Holdings Inc Esop, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.