The Clay City Banking Co.
Clay City, IL · Owner: Clay City Bank Shares Inc
$253M
total assets, June 30, 2026
$253M
total assets, June 30, 2026
The Clay City Banking Co. is a state nonmember bank based in Clay City, IL, owned by Clay City Bank Shares Inc. As of June 30, 2026 it held $253.3 million in assets and $227.8 million in deposits; assets were up 10.2% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$253M
+10.2% in a year · -1.1% in a quarter
Deposits
$228M
+9.6% in a year · -1.5% in a quarter
Loans
$162M
+7.4% in a year · +0.2% in a quarter
Profit so far
$1.8M
Jan 1 to Jun 30, 2026 · +44.8% in a year
Capital ratio
10.24%
+0.23 pts in a year
Return on assets
1.40%
+0.32 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 331 S Main St, Clay City, IL, 62824
- County
- Clay
- Holding company
- Clay City Bank Shares Inc
- Established
- Jul 5, 1892
- Employees
- 37
- Branches
- 4
- Website
- www.claycitybanking.bank
- Id
- b10845
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $227.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 4 | $228M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Flora Branch | Flora, IL | $91.9M |
| Fairfield Il Branch | Fairfield, IL | $73.8M |
| The Clay City Banking Co. (main office) | Clay City, IL | $46.7M |
| Louisville Branch | Louisville, IL | $15.4M |
Related pages
Questions and answers
How big is The Clay City Banking Co.?
$253.3 million in total assets and $227.8 million in deposits as of June 30, 2026, with assets up 10.2% from a year before. Its loans were $162.2 million.
How many branches does The Clay City Banking Co. have?
4 branches in Illinois as of June 30, 2026.
Is The Clay City Banking Co. profitable?
Yes: it earned $1.78 million from January 1 to June 30, 2026 (up 44.8% from the same months a year before). Its return on assets was 1.40% a year; about 1% is typical.
Who owns The Clay City Banking Co.?
The Clay City Banking Co. is owned by Clay City Bank Shares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.