The Farmers Bank of Willards
Willards, MD
$548M
total assets, June 30, 2026
$548M
total assets, June 30, 2026
The Farmers Bank of Willards is a state nonmember bank based in Willards, MD. As of June 30, 2026 it held $547.6 million in assets and $472.6 million in deposits; assets were down 0.3% from a year before. It has 8 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$548M
-0.3% in a year · +2.0% in a quarter
Deposits
$473M
+2.5% in a year · +2.0% in a quarter
Loans
$397M
+5.2% in a year · +1.1% in a quarter
Profit so far
$3.7M
Jan 1 to Jun 30, 2026 · +14.8% in a year
Capital ratio
12.13%
+1.01 pts in a year
Return on assets
1.35%
+0.20 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 7484 Market St, Willards, MD, 21874
- County
- Wicomico
- Established
- Jan 3, 1925
- Employees
- 76
- Branches
- 8 in 2 states
- Website
- www.fbwbank.com
- Id
- b5885
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $472.6 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Willards Branch | Willards, MD | $130M |
| Salisbury Branch | Salisbury, MD | $85.4M |
| Milford Street Branch | Salisbury, MD | $76.1M |
| Millsboro Branch | Millsboro, DE | $49.3M |
| Pemberton Branch | Salisbury, MD | $47.8M |
| 611 Branch | Ocean City, MD | $46.2M |
| 87Th Street O.C. Branch | Ocean City, MD | $37.4M |
| The Farmers Bank Of Willards (main office) | Willards, MD | $0 |
Related pages
Questions and answers
How big is The Farmers Bank of Willards?
$547.6 million in total assets and $472.6 million in deposits as of June 30, 2026, with assets down 0.3% from a year before. Its loans were $396.8 million.
How many branches does The Farmers Bank of Willards have?
8 branches in 2 states as of June 30, 2026. The most deposits are in Maryland ($423.3 million).
Is The Farmers Bank of Willards profitable?
Yes: it earned $3.68 million from January 1 to June 30, 2026 (up 14.8% from the same months a year before). Its return on assets was 1.35% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.