The First National Bank of Germantown
Germantown, OH · Owner: Main Street Capital Corporation
$96.2M
total assets, June 30, 2026
$96.2M
total assets, June 30, 2026
The First National Bank of Germantown is a national bank based in Germantown, OH, owned by Main Street Capital Corporation (MAIN). As of June 30, 2026 it held $96.2 million in assets and $85.4 million in deposits; assets were up 7.0% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$96.2M
+7.0% in a year · +1.9% in a quarter
Deposits
$85.4M
+7.4% in a year · +1.9% in a quarter
Loans
$58.9M
+4.1% in a year · +1.5% in a quarter
Profit so far
$276K
Jan 1 to Jun 30, 2026 · +23.2% in a year
Capital ratio
8.49%
-0.21 pts in a year
Return on assets
0.58%
+0.09 pts in a year
Facts
- Type
- National bank
- Head office
- 17 N Main St, Germantown, OH, 45327
- County
- Montgomery
- Holding company
- Main Street Capital Corporation (MAIN)
- Established
- Sep 19, 1863
- Employees
- 14
- Branches
- 1
- Website
- www.fnbgermantown.com
- Id
- b6592
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $85.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Ohio | 1 | $85.4M | 100.0% |
Related pages
Questions and answers
How big is The First National Bank of Germantown?
$96.2 million in total assets and $85.4 million in deposits as of June 30, 2026, with assets up 7.0% from a year before. Its loans were $58.9 million.
How many branches does The First National Bank of Germantown have?
1 branch in Ohio as of June 30, 2026.
Is The First National Bank of Germantown profitable?
Yes: it earned $276,000 from January 1 to June 30, 2026 (up 23.2% from the same months a year before). Its return on assets was 0.58% a year; about 1% is typical.
Who owns The First National Bank of Germantown?
The First National Bank of Germantown is owned by Main Street Capital Corporation, its holding company, which is listed as MAIN.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.