The First National Bank of Grayson
Grayson, KY · Owner: First Grayson Bcorp Inc
$372M
total assets, June 30, 2026
$372M
total assets, June 30, 2026
The First National Bank of Grayson is a national bank based in Grayson, KY, owned by First Grayson Bcorp Inc. As of June 30, 2026 it held $371.9 million in assets and $325.5 million in deposits; assets were up 3.1% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$372M
+3.1% in a year · +2.1% in a quarter
Deposits
$326M
+2.3% in a year · +2.0% in a quarter
Loans
$240M
+9.7% in a year · +4.4% in a quarter
Profit so far
$3.4M
Jan 1 to Jun 30, 2026 · +14.9% in a year
Capital ratio
12.98%
+1.01 pts in a year
Return on assets
1.84%
+0.23 pts in a year
Facts
- Type
- National bank
- Head office
- 200 S Carol Malone Blvd, Grayson, KY, 41143
- County
- Carter
- Holding company
- First Grayson Bcorp Inc
- Established
- Jan 1, 1902
- Employees
- 85
- Branches
- 7
- Website
- www.fnbgrayson.com
- Id
- b2695
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $325.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 7 | $326M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The First National Bank Of Grayson (main office) | Grayson, KY | $192M |
| Olive Hill Branch | Olive Hill, KY | $43.1M |
| Sandy Hook Branch | Sandy Hook, KY | $24.7M |
| West Liberty Branch | West Liberty, KY | $23.4M |
| Morehead Branch | Morehead, KY | $22.7M |
| Cannonsburg Branch | Ashland, KY | $15.7M |
| Grayson Branch | Grayson, KY | $3.8M |
Related pages
Questions and answers
How big is The First National Bank of Grayson?
$371.9 million in total assets and $325.5 million in deposits as of June 30, 2026, with assets up 3.1% from a year before. Its loans were $239.9 million.
How many branches does The First National Bank of Grayson have?
7 branches in Kentucky as of June 30, 2026.
Is The First National Bank of Grayson profitable?
Yes: it earned $3.37 million from January 1 to June 30, 2026 (up 14.9% from the same months a year before). Its return on assets was 1.84% a year; about 1% is typical.
Who owns The First National Bank of Grayson?
The First National Bank of Grayson is owned by First Grayson Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.