The First State Bank of Pond Creek, Oklahoma
Pond Creek, OK
$55.5M
total assets, June 30, 2026
$55.5M
total assets, June 30, 2026
The First State Bank of Pond Creek, Oklahoma is a state nonmember bank based in Pond Creek, OK. As of June 30, 2026 it held $55.5 million in assets and $47.9 million in deposits; assets were down 4.0% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$55.5M
-4.0% in a year · -9.4% in a quarter
Deposits
$47.9M
-3.9% in a year · -9.5% in a quarter
Loans
$47.1M
+5.1% in a year · -4.7% in a quarter
Profit so far
$572K
Jan 1 to Jun 30, 2026 · -6.5% in a year
Capital ratio
12.78%
-0.95 pts in a year
Return on assets
1.96%
-0.19 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 136 W Broadway St, Pond Creek, OK, 73766
- County
- Grant
- Established
- Sep 16, 1893
- Employees
- 14
- Branches
- 2
- Website
- www.fsbpondcreek.com
- Id
- b11527
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $47.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Oklahoma | 2 | $47.9M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The First State Bank Of Pond Creek, Oklahoma (main office) | Pond Creek, OK | $39.3M |
| Enid Branch | Enid, OK | $8.5M |
Related pages
Questions and answers
How big is The First State Bank of Pond Creek, Oklahoma?
$55.5 million in total assets and $47.9 million in deposits as of June 30, 2026, with assets down 4.0% from a year before. Its loans were $47.1 million.
How many branches does The First State Bank of Pond Creek, Oklahoma have?
2 branches in Oklahoma as of June 30, 2026.
Is The First State Bank of Pond Creek, Oklahoma profitable?
Yes: it earned $572,000 from January 1 to June 30, 2026 (down 6.5% from the same months a year before). Its return on assets was 1.96% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.