The FNB Community Bank
Vandalia, IL · Owner: First Vandalia Corp
$499M
total assets, June 30, 2026
$499M
total assets, June 30, 2026
The FNB Community Bank is a state member bank based in Vandalia, IL, owned by First Vandalia Corp. As of June 30, 2026 it held $498.9 million in assets and $423.1 million in deposits; assets were up 2.6% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$499M
+2.6% in a year · +1.3% in a quarter
Deposits
$423M
-3.4% in a year · -2.4% in a quarter
Loans
$309M
+15.5% in a year · +2.7% in a quarter
Profit so far
$3.2M
Jan 1 to Jun 30, 2026 · +44.6% in a year
Capital ratio
12.57%
+0.50 pts in a year
Return on assets
1.29%
+0.36 pts in a year
Facts
- Type
- State member bank
- Head office
- 432 W Gallatin St, Vandalia, IL, 62471
- County
- Fayette
- Holding company
- First Vandalia Corp
- Established
- Jan 1, 1865
- Employees
- 85
- Branches
- 7
- Website
- www.thefnb.com
- Id
- b3840
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $423.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 7 | $423M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Fnb Community Bank (main office) | Vandalia, IL | $237M |
| Greenville Branch | Greenville, IL | $58.1M |
| Ramsey Branch | Ramsey, IL | $42.1M |
| Patoka Branch | Patoka, IL | $33.0M |
| Vandalia Branch | Vandalia, IL | $18.5M |
| Mulberry Grove Branch | Mulberry Grove, IL | $17.9M |
| Banker Blvd Branch | Vandalia, IL | $16.7M |
Related pages
Questions and answers
How big is The FNB Community Bank?
$498.9 million in total assets and $423.1 million in deposits as of June 30, 2026, with assets up 2.6% from a year before. Its loans were $309.3 million.
How many branches does The FNB Community Bank have?
7 branches in Illinois as of June 30, 2026.
Is The FNB Community Bank profitable?
Yes: it earned $3.19 million from January 1 to June 30, 2026 (up 44.6% from the same months a year before). Its return on assets was 1.29% a year; about 1% is typical.
Who owns The FNB Community Bank?
The FNB Community Bank is owned by First Vandalia Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.