The Putnam County National Bank of Carmel
Carmel, NY
$183M
total assets, June 30, 2026
$183M
total assets, June 30, 2026
The Putnam County National Bank of Carmel is a national bank based in Carmel, NY. As of June 30, 2026 it held $182.7 million in assets and $135.2 million in deposits; assets were up 5.3% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$183M
+5.3% in a year · +5.7% in a quarter
Deposits
$135M
+5.4% in a year · +7.2% in a quarter
Loans
$123M
+2.5% in a year · +0.1% in a quarter
Profit so far
$1.2M
Jan 1 to Jun 30, 2026 · +24.2% in a year
Capital ratio
26.77%
+1.28 pts in a year
Return on assets
1.31%
+0.23 pts in a year
Facts
- Type
- National bank
- Head office
- 43 Gleneida Ave, Carmel, NY, 10512
- County
- Putnam
- Established
- Jan 1, 1865
- Employees
- 33
- Branches
- 6
- Website
- www.pcnb.biz
- Id
- b6990
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $135.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 6 | $135M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Putnam County National Bank Of Carmel (main office) | Carmel, NY | $79.7M |
| Lake Carmel Office | Carmel, NY | $18.7M |
| Putnam Plaza Office | Carmel, NY | $16.3M |
| Patterson Office | Patterson, NY | $11.1M |
| Putnam Lake Office | Patterson, NY | $6.2M |
| Croton Falls Office | Croton Falls, NY | $3.2M |
Related pages
Questions and answers
How big is The Putnam County National Bank of Carmel?
$182.7 million in total assets and $135.2 million in deposits as of June 30, 2026, with assets up 5.3% from a year before. Its loans were $123.3 million.
How many branches does The Putnam County National Bank of Carmel have?
6 branches in New York as of June 30, 2026.
Is The Putnam County National Bank of Carmel profitable?
Yes: it earned $1.16 million from January 1 to June 30, 2026 (up 24.2% from the same months a year before). Its return on assets was 1.31% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.