The State Bank of Bern
Bern, KS · Owner: Bern Bancshares Inc
$128M
total assets, June 30, 2026
$128M
total assets, June 30, 2026
The State Bank of Bern is a state nonmember bank based in Bern, KS, owned by Bern Bancshares Inc. As of June 30, 2026 it held $128.2 million in assets and $106.7 million in deposits; assets were up 8.1% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$128M
+8.1% in a year · +1.4% in a quarter
Deposits
$107M
+7.7% in a year · +1.1% in a quarter
Loans
$69.5M
+8.5% in a year · -0.1% in a quarter
Profit so far
$983K
Jan 1 to Jun 30, 2026 · +6.2% in a year
Capital ratio
17.32%
-0.26 pts in a year
Return on assets
1.56%
-0.03 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 402 Main St, Bern, KS, 66408
- County
- Nemaha
- Holding company
- Bern Bancshares Inc
- Established
- May 4, 1889
- Employees
- 13
- Branches
- 2
- Website
- statebankofbern.com
- Id
- b10919
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $106.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kansas | 2 | $107M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Axtell Branch | Axtell, KS | $57.3M |
| The State Bank Of Bern (main office) | Bern, KS | $49.3M |
Related pages
Questions and answers
How big is The State Bank of Bern?
$128.2 million in total assets and $106.7 million in deposits as of June 30, 2026, with assets up 8.1% from a year before. Its loans were $69.5 million.
How many branches does The State Bank of Bern have?
2 branches in Kansas as of June 30, 2026.
Is The State Bank of Bern profitable?
Yes: it earned $983,000 from January 1 to June 30, 2026 (up 6.2% from the same months a year before). Its return on assets was 1.56% a year; about 1% is typical.
Who owns The State Bank of Bern?
The State Bank of Bern is owned by Bern Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.