The State Bank of Pearl City
Pearl City, IL · Owner: Pearl City Bcorp Inc
$73.4M
total assets, June 30, 2026
$73.4M
total assets, June 30, 2026
The State Bank of Pearl City is a state nonmember bank based in Pearl City, IL, owned by Pearl City Bcorp Inc. As of June 30, 2026 it held $73.4 million in assets and $65.7 million in deposits; assets were up 0.8% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$73.4M
+0.8% in a year · +7.7% in a quarter
Deposits
$65.7M
+0.2% in a year · +8.3% in a quarter
Loans
$32.6M
+0.8% in a year · +1.2% in a quarter
Profit so far
$250K
Jan 1 to Jun 30, 2026 · +262.3% in a year
Capital ratio
11.31%
+0.39 pts in a year
Return on assets
0.71%
+0.52 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 215 S Main St, Pearl City, IL, 61062
- County
- Stephenson
- Holding company
- Pearl City Bcorp Inc
- Established
- Dec 8, 1945
- Employees
- 12
- Branches
- 2
- Website
- www.pearlcitybank.com
- Id
- b16344
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $65.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 2 | $65.7M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The State Bank Of Pearl City (main office) | Pearl City, IL | $47.3M |
| Mount Carroll Branch | Mount Carroll, IL | $18.4M |
Related pages
Questions and answers
How big is The State Bank of Pearl City?
$73.4 million in total assets and $65.7 million in deposits as of June 30, 2026, with assets up 0.8% from a year before. Its loans were $32.6 million.
How many branches does The State Bank of Pearl City have?
2 branches in Illinois as of June 30, 2026.
Is The State Bank of Pearl City profitable?
Yes: it earned $250,000 from January 1 to June 30, 2026 (up 262.3% from the same months a year before). Its return on assets was 0.71% a year; about 1% is typical.
Who owns The State Bank of Pearl City?
The State Bank of Pearl City is owned by Pearl City Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.