Unified Bank
Martins Ferry, OH · Owner: United Bcorp Inc
$872M
total assets, June 30, 2026
$872M
total assets, June 30, 2026
Unified Bank is a state nonmember bank based in Martins Ferry, OH, owned by United Bcorp Inc. As of June 30, 2026 it held $871.7 million in assets and $702.1 million in deposits; assets were up 3.4% from a year before. It has 19 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$872M
+3.4% in a year · +2.2% in a quarter
Deposits
$702M
+6.8% in a year · +3.0% in a quarter
Loans
$496M
-0.9% in a year · -0.8% in a quarter
Profit so far
$5.9M
Jan 1 to Jun 30, 2026 · +5.2% in a year
Capital ratio
8.99%
-0.25 pts in a year
Return on assets
1.38%
+0.02 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 201 S 4th St, Martins Ferry, OH, 43935
- County
- Belmont
- Holding company
- United Bcorp Inc
- Established
- Jan 1, 1902
- Employees
- 124
- Branches
- 19 in 2 states
- Website
- www.unifiedbank.com
- Id
- b9463
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
19 offices as of June 30, 2026, holding $702.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Ohio | 17 | $650M | 92.5% |
| West Virginia | 2 | $52.5M | 7.5% |
| Largest branches | Place | Deposits |
|---|---|---|
| Unified Bank (main office) | Martins Ferry, OH | $119M |
| Saint Clairsville - Plaza Drive Branch | Saint Clairsville, OH | $70.5M |
| Bridgeport Branch | Bridgeport, OH | $62.7M |
| Powhatan Point Branch | Powhatan Point, OH | $54.0M |
| Tiltonsville Oh Branch | Tiltonsville, OH | $41.0M |
| Colerain Branch | Colerain, OH | $38.7M |
| Jewett Branch | Jewett, OH | $36.6M |
| St. Clairsville Branch | Saint Clairsville, OH | $31.8M |
| High Street Branch | Glouster, OH | $28.1M |
| Strasburg Branch | Strasburg, OH | $27.3M |
Related pages
Questions and answers
How big is Unified Bank?
$871.7 million in total assets and $702.1 million in deposits as of June 30, 2026, with assets up 3.4% from a year before. Its loans were $496.3 million.
How many branches does Unified Bank have?
19 branches in 2 states as of June 30, 2026. The most deposits are in Ohio ($649.6 million).
Is Unified Bank profitable?
Yes: it earned $5.92 million from January 1 to June 30, 2026 (up 5.2% from the same months a year before). Its return on assets was 1.38% a year; about 1% is typical.
Who owns Unified Bank?
Unified Bank is owned by United Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.