Union State Bank
Pell City, AL · Owner: Union Bancshares Inc
$212M
total assets, June 30, 2026
$212M
total assets, June 30, 2026
Union State Bank is a state nonmember bank based in Pell City, AL, owned by Union Bancshares Inc. As of June 30, 2026 it held $212.5 million in assets and $191.7 million in deposits; assets were down 1.6% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$212M
-1.6% in a year · +3.4% in a quarter
Deposits
$192M
-7.4% in a year · +1.3% in a quarter
Loans
$99.0M
+20.4% in a year · +9.8% in a quarter
Profit so far
$451K
Jan 1 to Jun 30, 2026 · +99.6% in a year
Capital ratio
9.61%
+1.09 pts in a year
Return on assets
0.43%
+0.22 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 15 20th St N, Pell City, AL, 35125
- County
- St. Clair
- Holding company
- Union Bancshares Inc
- Established
- Jan 1, 1903
- Employees
- 64
- Branches
- 8
- Website
- www.unionstate.net
- Id
- b5602
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $191.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 8 | $192M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Union State Bank (main office) | Pell City, AL | $46.6M |
| Ashville Branch | Ashville, AL | $31.4M |
| Centre Branch | Centre, AL | $26.3M |
| Cedar Bluff Main Branch | Cedar Bluff, AL | $25.1M |
| Hoover Branch | Hoover, AL | $24.0M |
| Pleasant Grove Branch | Pleasant Grove, AL | $20.2M |
| Cropwell Branch | Cropwell, AL | $10.2M |
| Plaza Branch | Pell City, AL | $7.9M |
Related pages
Questions and answers
How big is Union State Bank?
$212.5 million in total assets and $191.7 million in deposits as of June 30, 2026, with assets down 1.6% from a year before. Its loans were $99.0 million.
How many branches does Union State Bank have?
8 branches in Alabama as of June 30, 2026.
Is Union State Bank profitable?
Yes: it earned $451,000 from January 1 to June 30, 2026 (up 99.6% from the same months a year before). Its return on assets was 0.43% a year; about 1% is typical.
Who owns Union State Bank?
Union State Bank is owned by Union Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.