United Bank
Zebulon, GA · Owner: United BK Employee STK Ownership Plan TR
$2.2B
total assets, June 30, 2026
$2.2B
total assets, June 30, 2026
United Bank is a state nonmember bank based in Zebulon, GA, owned by United BK Employee STK Ownership Plan TR. As of June 30, 2026 it held $2.2 billion in assets and $1.9 billion in deposits; assets were up 0.4% from a year before. It has 17 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.2B
+0.4% in a year · -2.6% in a quarter
Deposits
$1.9B
+0.3% in a year · -3.3% in a quarter
Loans
$946M
+2.6% in a year · +1.2% in a quarter
Profit so far
$27.9M
Jan 1 to Jun 30, 2026 · -5.6% in a year
Capital ratio
12.75%
+0.17 pts in a year
Return on assets
2.50%
-0.22 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 685 Griffin St, Zebulon, GA, 30295
- County
- Pike
- Holding company
- United BK Employee STK Ownership Plan TR
- Established
- Jan 31, 1905
- Employees
- 418
- Branches
- 17
- Website
- www.accessunited.com
- Id
- b172
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
17 offices as of June 30, 2026, holding $1.9 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Georgia | 17 | $1.9B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| 308 Thomaston Street Branch | Barnesville, GA | $264M |
| 505 South Hill Street Branch | Griffin, GA | $224M |
| Jackson Branch | Jackson, GA | $215M |
| United Bank (main office) | Zebulon, GA | $193M |
| Covington Branch | Covington, GA | $177M |
| Thomaston Main Branch | Thomaston, GA | $150M |
| Monroe County Bank Branch | Forsyth, GA | $147M |
| First Coweta Bank Branch | Newnan, GA | $101M |
| Madison Branch | Madison, GA | $91.8M |
| Northside Branch | Griffin, GA | $80.6M |
Related pages
Questions and answers
How big is United Bank?
$2.2 billion in total assets and $1.9 billion in deposits as of June 30, 2026, with assets up 0.4% from a year before. Its loans were $946.5 million.
How many branches does United Bank have?
17 branches in Georgia as of June 30, 2026.
Is United Bank profitable?
Yes: it earned $27.9 million from January 1 to June 30, 2026 (down 5.6% from the same months a year before). Its return on assets was 2.50% a year; about 1% is typical.
Who owns United Bank?
United Bank is owned by United BK Employee STK Ownership Plan TR, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.