United Citizens Bank of Southern Kentucky
Columbia, KY · Owner: United Citizens Bcorp Inc
$286M
total assets, June 30, 2026
$286M
total assets, June 30, 2026
United Citizens Bank of Southern Kentucky is a state nonmember bank based in Columbia, KY, owned by United Citizens Bcorp Inc. As of June 30, 2026 it held $286.2 million in assets and $243.5 million in deposits; assets were up 7.1% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$286M
+7.1% in a year · +3.1% in a quarter
Deposits
$243M
+5.0% in a year · +1.4% in a quarter
Loans
$246M
+7.0% in a year · +4.9% in a quarter
Profit so far
$2.7M
Jan 1 to Jun 30, 2026 · +15.4% in a year
Capital ratio
12.07%
+0.59 pts in a year
Return on assets
1.96%
+0.17 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 700 Jamestown St, Columbia, KY, 42728
- County
- Adair
- Holding company
- United Citizens Bcorp Inc
- Established
- Dec 6, 2004
- Employees
- 58
- Branches
- 6
- Website
- www.ucbsky.com
- Id
- b57867
Quarter by quarter
December 31, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $243.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kentucky | 6 | $243M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| United Citizens Bank Of Southern Kentucky (main office) | Columbia, KY | $110M |
| Campbellsville By-Pass Branch | Campbellsville, KY | $38.7M |
| Greensburg Branch | Greensburg, KY | $35.8M |
| Russell Springs Branch | Russell Springs, KY | $30.8M |
| Columbia Branch | Columbia, KY | $19.5M |
| Dohoney Trace | Columbia, KY | $8.5M |
Related pages
Questions and answers
How big is United Citizens Bank of Southern Kentucky?
$286.2 million in total assets and $243.5 million in deposits as of June 30, 2026, with assets up 7.1% from a year before. Its loans were $245.5 million.
How many branches does United Citizens Bank of Southern Kentucky have?
6 branches in Kentucky as of June 30, 2026.
Is United Citizens Bank of Southern Kentucky profitable?
Yes: it earned $2.72 million from January 1 to June 30, 2026 (up 15.4% from the same months a year before). Its return on assets was 1.96% a year; about 1% is typical.
Who owns United Citizens Bank of Southern Kentucky?
United Citizens Bank of Southern Kentucky is owned by United Citizens Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.