United Mississippi Bank
Natchez, MS · Owner: Southwest Security Inc
$561M
total assets, June 30, 2026
$561M
total assets, June 30, 2026
United Mississippi Bank is a state nonmember bank based in Natchez, MS, owned by Southwest Security Inc. As of June 30, 2026 it held $560.7 million in assets and $478.9 million in deposits; assets were up 2.8% from a year before. It has 13 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$561M
+2.8% in a year · -0.4% in a quarter
Deposits
$479M
-0.1% in a year · -1.3% in a quarter
Loans
$414M
+7.7% in a year · -0.3% in a quarter
Profit so far
$3.2M
Jan 1 to Jun 30, 2026 · +14.6% in a year
Capital ratio
11.04%
+0.47 pts in a year
Return on assets
1.15%
+0.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 75 Melrose Montebello Pkwy, Natchez, MS, 39120
- County
- Adams
- Holding company
- Southwest Security Inc
- Established
- May 14, 1973
- Employees
- 137
- Branches
- 13 in 2 states
- Website
- www.unitedmsbk.com
- Id
- b21083
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $478.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Mississippi | 10 | $420M | 87.7% |
| Louisiana | 3 | $59.1M | 12.3% |
| Largest branches | Place | Deposits |
|---|---|---|
| United Mississippi Bank (main office) | Natchez, MS | $74.9M |
| Downtown Branch | Natchez, MS | $71.4M |
| Woodville Downtown Office | Woodville, MS | $61.7M |
| Bude Branch | Bude, MS | $56.5M |
| Port Gibson Farmer Street Branch | Port Gibson, MS | $46.7M |
| Fayette Branch | Fayette, MS | $43.2M |
| Morgantown Branch | Natchez, MS | $30.2M |
| New Roads Branch | New Roads, LA | $23.3M |
| Gloster Branch | Gloster, MS | $22.6M |
| Eunice South 4Th Street Branch | Eunice, LA | $20.8M |
Related pages
Questions and answers
How big is United Mississippi Bank?
$560.7 million in total assets and $478.9 million in deposits as of June 30, 2026, with assets up 2.8% from a year before. Its loans were $413.9 million.
How many branches does United Mississippi Bank have?
13 branches in 2 states as of June 30, 2026. The most deposits are in Mississippi ($419.8 million).
Is United Mississippi Bank profitable?
Yes: it earned $3.22 million from January 1 to June 30, 2026 (up 14.6% from the same months a year before). Its return on assets was 1.15% a year; about 1% is typical.
Who owns United Mississippi Bank?
United Mississippi Bank is owned by Southwest Security Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.