United Credit Union
St Joseph, MI
$4.4B
total assets, June 30, 2026
$4.4B
total assets, June 30, 2026
United Credit Union is a federal credit union based in St Joseph, MI. As of June 30, 2026 it held $4.4 billion in assets and $3.7 billion in deposits; assets were up 5.2% from a year before. It has 191,845 members and 44 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$4.4B
+5.2% in a year · +0.6% in a quarter
Deposits
$3.7B
+6.6% in a year · +1.6% in a quarter
Loans
$3.3B
+5.0% in a year · +2.7% in a quarter
Profit so far
$33.3M
Jan 1 to Jun 30, 2026 · +25.3% in a year
Net worth ratio
11.94%
+0.42 pts in a year
Return on assets
1.50%
+0.24 pts in a year
Facts
- Type
- Federal credit union
- Head office
- 150 Hilltop Road, St Joseph, MI, 49085
- Established
- Aug 23, 1949
- Employees
- 667
- Members
- 191,845
- Branches
- 44 in 7 states
- Id
- cu6288
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
44 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Team United HQ - Hilltop (main office) | Saint Joseph, MI |
| Jenny Lind - Branch 1 | Fort Smith, AR |
| Rogers Avenue - Branch 2 | Fort Smith, AR |
| Promenade - Branch 39 | Rogers, AR |
| Har-Ber Meadows - Branch 41 | Springdale, AR |
| S Thompson - Branch 46 | Springdale, AR |
| Van Buren - Branch 3 | Van Buren, AR |
| Toscana Park - Branch 38 | Granger, IN |
| Edison Lakes - Branch 34 | Mishawaka, IN |
| Ireland Road - Branch 36 | South Bend, IN |
| Battle Creek - Branch 49 | Battle Creek, MI |
| Benton Harbor - Branch 4 | Benton Harbor, MI |
12 of 44 offices. Download the CSV for all of them.
Related pages
Questions and answers
How big is United Credit Union?
$4.4 billion in total assets and $3.7 billion in deposits as of June 30, 2026, with assets up 5.2% from a year before. Its loans were $3.3 billion.
How many branches does United Credit Union have?
44 branches in 7 states as of June 30, 2026.
How many members does United Credit Union have?
191,845 members as of June 30, 2026, up 0.2% from a year before.
Is United Credit Union profitable?
Yes: it earned $33.3 million from January 1 to June 30, 2026 (up 25.3% from the same months a year before). Its return on assets was 1.50% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.