United Valley Bank
Cavalier, ND · Owner: First Holding Co Cavalier Inc
$752M
total assets, June 30, 2026
$752M
total assets, June 30, 2026
United Valley Bank is a state nonmember bank based in Cavalier, ND, owned by First Holding Co Cavalier Inc. As of June 30, 2026 it held $751.6 million in assets and $628.5 million in deposits; assets were up 9.3% from a year before. It has 9 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$752M
+9.3% in a year · +4.0% in a quarter
Deposits
$628M
+8.2% in a year · -0.6% in a quarter
Loans
$550M
+11.6% in a year · +5.6% in a quarter
Profit so far
$4.0M
Jan 1 to Jun 30, 2026 · -16.4% in a year
Capital ratio
10.50%
-0.35 pts in a year
Return on assets
1.10%
-0.32 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 211 Division Ave S, Cavalier, ND, 58220
- County
- Pembina
- Holding company
- First Holding Co Cavalier Inc
- Established
- Aug 25, 1905
- Employees
- 84
- Branches
- 9 in 2 states
- Website
- www.uvbank.net
- Id
- b15478
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $628.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 6 | $386M | 61.4% |
| North Dakota | 3 | $242M | 38.6% |
| Largest branches | Place | Deposits |
|---|---|---|
| United Valley Bank (main office) | Cavalier, ND | $136M |
| Crookston Branch | Crookston, MN | $110M |
| United Valley Bank | Hallock, MN | $99.2M |
| United Valley Bank-Mahnomen Branch | Mahnomen, MN | $98.4M |
| Grand Forks Branch | Grand Forks, ND | $94.9M |
| United Valley Bank Branch | Argyle, MN | $50.0M |
| Twin Valley Branch | Twin Valley, MN | $28.6M |
| Fargo Branch | Fargo, ND | $11.9M |
| Lancaster Branch | Lancaster, MN | $0 |
Related pages
Questions and answers
How big is United Valley Bank?
$751.6 million in total assets and $628.5 million in deposits as of June 30, 2026, with assets up 9.3% from a year before. Its loans were $550.3 million.
How many branches does United Valley Bank have?
9 branches in 2 states as of June 30, 2026. The most deposits are in Minnesota ($386.1 million).
Is United Valley Bank profitable?
Yes: it earned $4.01 million from January 1 to June 30, 2026 (down 16.4% from the same months a year before). Its return on assets was 1.10% a year; about 1% is typical.
Who owns United Valley Bank?
United Valley Bank is owned by First Holding Co Cavalier Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.