Universal Bank
West Covina, CA · Owner: Universal Financial Inc
$388M
total assets, June 30, 2026
$388M
total assets, June 30, 2026
Universal Bank is a savings bank based in West Covina, CA, owned by Universal Financial Inc. As of June 30, 2026 it held $388.0 million in assets and $275.1 million in deposits; assets were up 7.5% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$388M
+7.5% in a year · +3.9% in a quarter
Deposits
$275M
+3.4% in a year · -1.2% in a quarter
Loans
$262M
-6.7% in a year · +1.9% in a quarter
Profit so far
$672K
Jan 1 to Jun 30, 2026 · +46.1% in a year
Capital ratio
17.80%
-0.50 pts in a year
Return on assets
0.36%
+0.10 pts in a year
Facts
- Type
- Savings bank
- Head office
- 3455 S Nogales St, West Covina, CA, 91792
- County
- Los Angeles
- Holding company
- Universal Financial Inc
- Established
- Nov 17, 1954
- Employees
- 47
- Branches
- 5
- Website
- www.universalbank.com
- Id
- b30722
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $275.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| California | 5 | $275M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Universal Bank (main office) | West Covina, CA | $78.2M |
| Arcadia Branch | Arcadia, CA | $68.1M |
| Eagle Rock - Branch | Los Angeles, CA | $51.5M |
| Rosemead Branch | Rosemead, CA | $44.2M |
| Monterey Park Branch | Monterey Park, CA | $33.2M |
Related pages
Questions and answers
How big is Universal Bank?
$388.0 million in total assets and $275.1 million in deposits as of June 30, 2026, with assets up 7.5% from a year before. Its loans were $261.6 million.
How many branches does Universal Bank have?
5 branches in California as of June 30, 2026.
Is Universal Bank profitable?
Yes: it earned $672,000 from January 1 to June 30, 2026 (up 46.1% from the same months a year before). Its return on assets was 0.36% a year; about 1% is typical.
Who owns Universal Bank?
Universal Bank is owned by Universal Financial Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.