Valley Central Bank
Liberty Township, OH · Owner: Valley Central MHC
$187M
total assets, June 30, 2026
$187M
total assets, June 30, 2026
Valley Central Bank is a savings and loan based in Liberty Township, OH, owned by Valley Central MHC. As of June 30, 2026 it held $186.7 million in assets and $146.0 million in deposits; assets were up 2.1% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$187M
+2.1% in a year · -0.4% in a quarter
Deposits
$146M
+6.8% in a year · -0.7% in a quarter
Loans
$142M
-2.5% in a year · +2.6% in a quarter
Profit so far
$329K
Jan 1 to Jun 30, 2026 · -11.3% in a year
Capital ratio
20.06%
-0.21 pts in a year
Return on assets
0.35%
-0.06 pts in a year
Facts
- Type
- Savings and loan
- Head office
- 6550 Princeton Glendale Rd, Liberty Township, OH, 45011
- County
- Butler
- Holding company
- Valley Central MHC
- Established
- Jan 1, 1884
- Employees
- 28
- Branches
- 3
- Website
- www.valleycentral.org
- Id
- b28555
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $146.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Ohio | 3 | $146M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Reading Branch | Reading, OH | $62.6M |
| University Branch | Middletown, OH | $61.2M |
| Valley Central Bank (main office) | Liberty Township, OH | $22.2M |
Related pages
Questions and answers
How big is Valley Central Bank?
$186.7 million in total assets and $146.0 million in deposits as of June 30, 2026, with assets up 2.1% from a year before. Its loans were $142.4 million.
How many branches does Valley Central Bank have?
3 branches in Ohio as of June 30, 2026.
Is Valley Central Bank profitable?
Yes: it earned $329,000 from January 1 to June 30, 2026 (down 11.3% from the same months a year before). Its return on assets was 0.35% a year; about 1% is typical.
Who owns Valley Central Bank?
Valley Central Bank is owned by Valley Central MHC, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.